Residential complex Prestige Park Grove Whitefield Bangalore, Chennai under development? Prestige Park Grove is located amidst all such conveniences and offers to choose luxurious 1 BHK, 2 BHK, and 3 BHK apartments to buyers based on their requirements and budget. Prestige Group offers stylish over-the-top apartments in Whitefield for extremely classy home buyers. People living in Prestige Group’s creative structures surely get great pleasure. Every apartment of the Prestige Park Grove residential project will feature superb interiors which inspire grace and stylishness. With the superlative design and well-appointed comfort, the buyer can find their dream home as real in the residential unit designed in Prestige Park Grove. See even more info at Prestige Park Grove Whitefield.
For those looking to maximising the equity market to build their homeownership corpus, Shanbhag advises, “From an equity market perspective, the initial phase of interest rate hikes typically means that economic growth has started to recover. While the market is likely to stay range bound in the short-term given the geopolitical crisis, the long-term vision for the Indian economy and domestic equities is positive. Market fundamentals remain robust given healthy balance sheets, low debt-equity and improving ROEs leading to steady earnings’ growth outlook. Some sectors will benefit from rise in commodity prices; some will be negatively impacted while others will be neutral. So, it is important for equity portfolios to have a blend of investment styles through growth and value. We suggest opting for Multicap oriented strategies with select allocation to mid and small cap strategies.”
Now that you know the “fair market value” of the home you like, it’s time to determine how much you are willing to pay. Establishing this prior to making a formal offer helps define your personal limits. You should determine how much to offer, how much earnest money you will put down, how much of the closing costs you will ask the seller to pay, when you plan to settle, and what inspections you plan to have conducted. Your agent will offer great advice for structuring your offer. Remember to ask your agent about contingencies and their importance. If you don’t fully understand something, be sure to clarify it.
Break Down Your Income & Expenses: Credit for this one goes to user GeekLimit on Reddit – one of my favorite personal finance tips! This is an odd little trick that can change the perspective you have about your money, and help you budget better. It’s all about breaking your income and expenses down into daily values, like this: You make $2,500/month = ~$83/day. You pay $800/month for rent = ~$27/day. You pay $200/month for car insurance = ~$7/day. Everything else (food, phone, gas, etc.) comes to $750/month = ~$25/day. That means you’re left with $24/day in spending money. Want to save $1,000 for a nice vacation? You’ll have to save about 42 days worth of your spending money. That means 42 days of not spending a dime. Want to buy a new $10,000 car? That’s about 416 days worth of your spending money. This will help you see how far purchases are going to set you back and affect your spending ability.
When looking at homes, you should seriously consider ignoring paint and landscaping. These are two items that are easy to fix, and they should not impact your decision making when purchasing a house. If the home has a terrific location and the paint/landscaping is poor you shouldn’t rule it out, you have to be able to envision what the house will look like when you move in and make changes. A lot of time buyers will not be able to overlook paint or landscaping and this gives an opportunity for others who know how easy it is to fix. Location is something you can’t change, paint and landscaping is something you can.
While you’re at it, you should check your credit scores (all 3 of them) and determine if anything needs to be addressed. As I always say, credit scoring changes can take time, so give yourself plenty of it. Don’t wait until the last minute to fix any errors or issues. And while you’re addressing anything that needs more attention, do yourself a favor and put the credit cards in the freezer (or somewhere else out of reach). Lots of spending, even if you pay it back, can ding your scores, even if just momentarily. It can also increase your DTI ratio and limit your purchasing power. Ultimately, bad timing can create big headaches. Additionally, pumping the brakes on spending might give you a nice buffer for closing costs, down payment funds, moving costs, and renovation expenses once you do buy. Find more info on https://prestige-parkgrove.com/.