Butter freezing tricks

Chicken freezing guides? How to freeze: For store-bought bread, you can store in the original packaging. For homemade or bread purchased in the bakery, make sure it’s cooled completely, cover in plastic wrap and then wrap it in foil. This double wrap will ensure it keeps its freshness. Storing: Store-bought can be stored up to 3 months and homemade bread up to 6 months. Any longer, and your bread may suffer from freezer burn. Whether it’s soup, a casserole or cooked meat, pre-made meals and leftovers are great to freeze and enjoy later. How to freeze: Make sure food has completely cooled on the counter (no more than two hours) or in the refrigerator and place it in a freezer-safe container or bag and seal tightly. Putting hot food directly in the freezer can bring down the temperature of your freezer and partially defrost whatever else you have in there.

Leave a little extra room for liquids: You can also freeze soups, sauces and stews in airtight containers. Liquids expand so you’ll want to fill freezer bags and containers only three-quarters of the way, so they don’t explode. Freeze fruits and vegetables: Freezing seasonal fruits and veggies is great, especially this time of year. Freezing your fresh garden veggies now will allow you to use them all year long. Same with in-season fruits, which are sweeter and perfect to add to your smoothies. Casseroles can be frozen either cooked or uncooked, but it’s a bit better to freeze uncooked or partially cooked casseroles as opposed to freezing fully cooked casseroles.

Whole Avocados – Yep, you read that right! You can freeze whole avocados. *Mind blown* You can also freeze guacamole! Most Veggies – Corn, peas, carrots, onions, peppers, you name it! You may need to blanch some of them before freezing. Roasted Tomatoes or Bell Peppers – Bake your tomatoes with herbs and spices and a drizzle of olive oil, then freeze in freezer bags. This can easily be added to soups and sauces. Squash and Sweet Potato – Cube or shred a batch of zucchini or sweet potatoes for quick hash browns. You can also thaw these and throw them into muffins or other baked goods for added nutrition! Spinach – Bag and freeze! So simple and helps prevent so much leafy waste. Frozen spinach is perfect to toss into a smoothie, a casserole, or your favorite pasta dish! Read even more information on Can You Freeze Cabbage.

Previous research notes that freezer burn is a condition where exposure to air within the freezer causes moisture loss, and that subsequent dehydration can lead to food that’s dry; has ice crystals on it; and shows changes in flavor, color, and texture after thawing. This doesn’t affect safety, Baker says, but it may make the food unappealing in terms of flavor and texture. Do: Put Dates on Each Food Once you put items in the freezer, their “sell by” date can act as a helpful guide for when you bought it, but it’s also a good idea to get into the habit of using a label system — freezer tape is very handy — and rotating older items to the front to be used sooner. That way, you can freeze up to the appropriate time frame for each food type, says Janilyn Hutchings, certified food safety professional and food scientist at StateFoodSafety, an Orem, Utah–based food safety certification and training program for the hospitality industry. Here are some general guidelines.

Top 3 battery-powered all-round chainsaws in 2020

Top 3 electric chainsaws 2020 Gas-powered saws are great because they’re incredibly powerful. However, they do require tedious maintenance and also tend to be much louder than battery-powered options. It’s also worth mentioning that while many of Husqvarna’s chainsaws are built to consume as little fuel as possible, gas chainsaws still produce exhaust fumes and are not fantastic for the environment. Electric chainsaws (or battery-powered chainsaws) may not be as popular as their gas-powered counterparts, but they are extremely useful for particular projects. Some are corded with 110-volt plugs while others are cordless, though the cordless versions tend to not be as high-powered. Still, don’t count these chainsaws out. They can still be quite powerful machines that can get the job done.

Next, on our list of Husqvarna chainsaw reviews, we have the Husqvarna 440E. This is an incredibly lightweight at only 9.78 lbs.! What’s more, it features the Smart Start- the Husqvarna’s proprietary technology than enable you to start the engine faster than usual. Another top advantage of this machine is the tool-less tensioning which lets you adjust or tighten your chain without using any tool. The top-rated, all-around chainsaw is capable of carrying out multiple jobs around the home easily and efficiently- making it an excellent machine for any beginner. The fact that it comes with an ergonomic, super-lightweight design means that you can handle it in your hands comfortably and cut for long hours without fatigue. A three-piece crankshaft also comes with the machine- making it one of the highly durable models that will serve you for a lifetime.

The top-rated Husqvarna 455 Rancher is one of their best selling models and probably also the most famous as it is a great all-round chainsaw. It runs on a 3.5 HP engine with a bar length of 20 inches and can deliver a maximum speed of 9000 RPM which makes it ideal for professional use but it can also work well for experienced landowners. The ergonomic front handle and LowVib system make it ideal for extended use as it is comfortable to hold and with minimum hand fatigue. Like most other Husqvarna chainsaws, it has X-Torq feature that reduces exhausts emissions while also improving the fuel injection. Also, it makes use of the centrifugal air cleaning system that traps most of the large dust particles to reduce the frequency of cleaning the filter and also increase the engine life significantly. Read additional details at Husqvarna 460 Rancher review.

When it comes to cutting firewood and felling trees, nothing does it best like Husqvarna 450 gas powered chainsaw. This is an excellent machine perfect for all homeowners as it excellently balances between performance and ergonomics. At 11.3 lbs. only, this model is extremely light- making it easy on your back and enabling you to work for longer periods. The Husqvarna 450 comes with an 18-inch bar and chain. It’s powered by a 50.22cc engine- which generates more than enough power for the typical homeowner. Unlike other machines, this model is real easy to start and operate. The handles are equipped with anti-vibrations dampeners which helps makes the machine easier and friendly to your body. This is especially useful if you’re working on larger projects. With a highly visible fuel window, you can easily monitor and know the right time to refill your machine. This ensures a smooth operation process. It also comes with felling marks which enhance the precision of tree falling. With the inertia brake integrated into this machine, you don’t have to worry about the kickback issue as this reduces chances of its occurrence.

There’s no point in just advising you to buy the most expensive item, or the one with all the bells and whistles – it has to be right for you. You can only know that by comparing each product side-by-side and that is what we do. Our review factors include price, user review scores, performance, customer service, warranty, and features. In our experience, the highest-priced option is not always the best, and there will be competitors that will have all of the features you will be looking for. Discover even more information on https://waltsdiy.com/.

Best guides on how to buy gold in 2021

Top guides about how to purchase gold in 2021? There are both advantages and disadvantages to every investment. If you are opposed to holding physical gold, buying shares in a gold mining company may be a safer alternative. If you believe gold could be a safe bet against inflation, investing in coins, bullion, or jewelry are paths that you can take to gold-based prosperity. Lastly, if your primary interest is in using leverage to profit from rising gold prices, the futures market might be your answer, but note that there is a fair amount of risk associated with any leverage-based holdings. (For related reading, see “Has Gold Been a Good Investment Over the Long Term?”).

Alf Field has been called the “world’s best gold analyst.” He is well known for his many spot-on predictions in the precious metals market and these are some of his determinations regarding the future price of gold: “In the 1970’s bull market, gold increased from a low of $35 to a peak of $850, a massive 24.3 times the low price. If the current bull market was to be of the same order, then one could project an ultimate peak of $6,221(gold’s low price in the current cycle of $256 x 24.3). Field outlined in an article back in August 2003 his conviction, which he referred to again in his concluding November 2008 article on the subject of Elliott Wave and the gold price, “that the world, and especially the USA, was heading for a major financial crisis that would be so powerful that it would overwhelm all other factors [which] I referred to as the ‘Big Kahuna’ crisis. I anticipated that the Big Kahuna would give rise to the risk of a systemic meltdown, which would result in the authorities ‘throwing money at problems’, bailing out all the banks and large corporations that got into trouble.

In previous years, increased wealth of emerging market economies boosted demand for gold. In many of these countries, gold is intertwined into the culture. India is one of the largest gold-consuming nations in the world; it has many uses there, including jewelry. As such, the Indian wedding season in October is traditionally the time of the year that sees the highest global demand for gold (though it has taken a tumble in 2012.) In China, where gold bars are a traditional form of saving, the demand for gold has been steadfast.

Simply put, gold futures are contracts to buy and sell gold at a certain point in time. Each contract represents a certain amount of gold, and depending on the specifications can pay out in either a dollar amount or the physical gold. Gold futures can be very large, making this a strategy best suited to investors with the capital to purchase high-valued contracts. There are also options on gold futures to consider. This provides investors the option to purchase a futures contract for a preset price at a certain point in time. Options can help buyers leverage their initial investment, though they are required to pay the underlying value of the gold to fully own the option. Both gold futures and options are considered to be volatile — making them more difficult to break into and manage when compared to other forms of gold investments.

Goldbugs have often encouraged investors to own the precious metal as part of a diversified long term investment portfolio. Gold is seen as a hedge against inflation and a store of value through thick and through thin. Holding gold, however, comes with unique costs and risks, and the data show that historically gold has disappointed on several of its purported virtues. In order to fully understand the purpose of gold, one must look back to the start of the gold market. While gold’s history began in 2000 B.C, when the ancient Egyptians started forming jewelry, it wasn’t until 560 B.C. that gold started to act as a currency. At that time, merchants wanted to create a standardized and easily transferable form of money that would simplify trade. The creation of a gold coin stamped with a seal seemed to be the answer, as gold jewelry was already widely accepted and recognized throughout various corners of the earth. Discover even more information on https://medium.com/@ken_poirot/how-to-buy-gold-da155a8bf6b8.

Speaking of gold, it is easily the oldest form of currency in use on earth. It was used by our ancestors centuries ago and is still used today, its mention can even be found in the epics of Hindu mythology which highlights the position that gold holds in the Indian and especially Hindu culture. It is considered as a carrier of good luck and thus is gifted to the new brides and other important milestones of life as well. Therefore, one of the tools which are popular for this purpose is the financial investment which allows a person to multiply his savings by investing it into one of the multiple options available like mutual funds, real estate, gold etc.

Texas energy outlet by energyoutlet.com

Houston energy rates with EnergyOutlet? Pulse Power is one of the energy providers that offer a fully renewable energy plan option. This plan is just a simple fixed-rate renewable energy plan. A benefit of this plan, however, is that they offer several contract length options. There is a contract term for any need you may have. This plan offers a 12-month, 15-month, 24-month, or 36-month option. Frontier offers a simple plan that allows you to power your home with fully renewable energy. This option is a year-long fixed-rate plan. It comes with no frills, itis just straightforward, simple green energy.

Is solar power really expensive? This is probably the most debatable aspect on the entire solar energy pros and cons list. The driving forces behind the development of solar energy are rooted in politics. Solar power is incentivized to compete against other energy sources on the market. On the other hand, the U.S. government, similarly to the rest of the world, provides incentives to every major energy production market – not just solar.

Resources such as Power to Choose or Energy Outlet can show you all the options available to fill any of your electricity needs. These websites can give you several different options for seemingly small details, such as contract lengths. There are several different options available when it comes to energy plan lengths. Power to Choose Houston can help you see all the options available and find the best one for your needs. Contract lengths can typically range from one month to three years. Shorter plan options are great in the sense that you will have more flexibility to be able to switch your plan sooner if you decide you want to, but at the same time, you will not be able to benefit from a locked-in rate for as long. If you decide on a longer contract, you will be able to enjoy secure and set electricity rates. If you do decide to switch your plan, however, you may have to wait a while or pay an early cancellation fee. See extra information at Power to choose Houston.

If a fixed-rate plan does not seem like the right option for you, you may decide to go with a variable-rate plan. With this option, you will not have a set rate or a set contract. Instead, your rates will fluctuate each month. This means that you will be able to benefit from lower rates during certain times in the year, but you will risk paying more when the energy market spikes. With no contract, you will be able to cancel or change your plan at any time without worrying about any extra fees. This type of plan functions best as a more short-term option and is great for anyone looking to take a risk with their electricity.

When deciding on a green energy plan, you will be able to choose between several renewable energy sources. Many providers give you the option to choose between different sources of energy, such as solar energy, wind energy, and others. Several providers also give you the option to power your home with partially renewable energy. Some, however, give you the option to power your home with 100% renewable power. Switching to a green energy plan is easy and inexpensive. You do not even need solar panels to be able to power home solar energy. Look for an energy provider that offers solar energy plans, and they will do all the work for you. Green electricity is far better for the environment than traditional energy sources. Powering your home with renewable energy is an easy way to help better the world around you without hurting your wallet. Traditional energy sources such as fossil fuels can be harmful to the environment. Green energy sources such as solar energy are called renewable because they’re mostly unlimited. For example, you will be able to collect solar energy as long as the sun is in the sky. Fossil fuels are more finite, and taking them for energy is depleting to the worlds natural resources. Find more information at https://energyoutlet.com/.

Top crytocurrency investment in 2021

Reliable crytocurrency investment services 2020? Canaan Investments is one of the best cryptocurrency fund management firms that operate out of the United Kingdom. The company offers returns of 7% weekly on their minimum investment in accounts denominated in Bitcoin, Bitcoin Cash and Ethereum. The CEO of the company is Oliver Robas, a bitcoin millionaire and early investor in BTC, ETH and BCH. With his team of traders, he has built a formidable trading house using the Ultra Enterprise 7.1 Trading software. All along, the company has maintained a sterling reputation for fair dealings and I am really impressed with their services.

Cryptocurrency trading is complicated and dangerous. That’s why an investment fund managed by crypto trading experts its much safer. Every day, potential investors miss out on cryptocurrency investing because they aren’t confident about how to get started. Even experienced investors miss on new tools or cryptocurrencies that could bring significant profits simply from not staying active. Why? Because they’re afraid to make mistakes. The first step is taking action, so don’t hesitate to dive right in. Action will result in experience, and experience will result in better decision making. In fact, the experience is all about learning from the mistakes you make.

Originating from London, our story begins with the concept of online trade business . The Canaan investments platform was designed to generate and manage virtual AI bot trade Profits featuring fast-rising, the technological driven blockchain-based platform that empowers and operates Forex, Cryptocurrencies, Gold, Indices, Bonds. We continue to grow every day thanks to the confidence our clients have in us. We cover many Investment services such as, Crytocurrency, Hemp Blockchain, and Use of Artificial Intelligence to improve investors profit. Find even more info on crytocurrency investment services.

Crypto educations and terms explained : Now, I know this may sound obvious but it’s important for you to have a clear purpose for getting into cryptocurrency trade. Whether your purpose is to day trade or to scalp, you need to have a purpose for starting to trade cryptos. Trading digital currencies is a zero-sum game; you need to realize that for every win, there is a corresponding loss:. Someone wins; someone else loses. The cryptocurrency market is controlled by the large ‘whales’, pretty much like the ones that place thousands of Bitcoins in the market order books. And can you guess what these whales do best? They have patience; they wait for innocent traders like you and me to make a single mistake that lands our money to their hands due to avoidable mistakes.

I started with $3,000 and when it was time for my withdrawal after the first week , it went through. I used the system for more than 5 months before writing this article and I can say that they kept to their end of the bargain each time. You should definitely check out Canaan Investments if you’re into crypto trading and crypto investments. The company has stood the test of time and I highly recommend their services. Discover extra details on https://canaaninvestments.com/.

Is gold the top investment commodity pick for 2021?

Best gold investment return advices for 2021 : Speaking of gold, it is easily the oldest form of currency in use on earth. It was used by our ancestors centuries ago and is still used today, its mention can even be found in the epics of Hindu mythology which highlights the position that gold holds in the Indian and especially Hindu culture. It is considered as a carrier of good luck and thus is gifted to the new brides and other important milestones of life as well. Therefore, one of the tools which are popular for this purpose is the financial investment which allows a person to multiply his savings by investing it into one of the multiple options available like mutual funds, real estate, gold etc.

Even those investors focused primarily on growth rather than steady income can benefit from choosing gold stocks that demonstrate historically strong dividend performance. Stocks that pay dividends tend to show higher gains when the sector is rising and fare better – on average, nearly twice as well – than non-dividend-paying stocks when the overall sector is in a downturn. The mining sector, which includes companies that extract gold, can experience high volatility. When evaluating the dividend performance of gold stocks, consider the company’s performance over time in regard to dividends. Factors such as the company’s history of paying dividends and the sustainability of its dividend payout ratio are two key elements to examine in the company’s balance sheet and other financial statements.

Gold has some powerful dynamics behind its rise, and it doesn’t seem outlandish to imagine a target of $3000 – $4000 in the next 5 years, if, as anticipated, economic activity goes for a second dip once the impact of government stimulation and private speculation and bubble-building lose their dominant effects in the markets.” The ten-year long correlation between gold and the Euro has broken down recently [and it is] “our expectation that gold will generate a super-bubble in the next 2-3 years, and perhaps longer, provided that policy accommodation remains in place even as investor confidence evaporates completely.”

But this gold standard did not last forever. During the 1900s, there were several key events that eventually led to the transition of gold out of the monetary system. In 1913, the Federal Reserve was created and started issuing promissory notes (the present day version of our paper money) that could be redeemed in gold on demand. The Gold Reserve Act of 1934 gave the U.S. government title to all the gold coins in circulation and put an end to the minting of any new gold coins. In short, this act began establishing the idea that gold or gold coins were no longer necessary in serving as money. The U.S. abandoned the gold standard in 1971 when its currency ceased to be backed by gold.? Find more information at investing in gold.

Much of the supply of gold in the market since the 1990s has come from sales of gold bullion from the vaults of global central banks. This selling by global central banks slowed greatly in 2008. At the same time, production of new gold from mines had been declining since 2000. According to BullionVault.com, annual gold-mining output fell from 2,573 metric tons in 2000 to 2,444 metric tons in 2007 (however, according to Goldsheetlinks.com, gold saw a rebound in production with output hitting nearly 2,700 metric tons in 2011.) It can take from five to 10 years to bring a new mine into production. As a general rule, reduction in the supply of gold increases gold prices.

Gold exchange-traded funds (ETFs) and mutual funds are accounts that purchase gold on an investor’s behalf. The shares that make up these funds each represent a fixed amount of gold and can be bought and sold like stocks. This is a popular opportunity as ETFs and mutual funds allow investors to work with gold, without dealing with the costs of physical ownership (like security or gold insurance). There are fees associated with buying and selling gold through ETFs or mutual funds, but they are often much lower when compared to the management of other assets. Note that ETFs and mutual funds dealing with gold often invest in other commodities as well, meaning you will rarely find a firm that deals strictly with gold. This can be beneficial if your goal is to diversify, though it may require learning about other markets as well as gold. Be prepared to research different funds when considering ETFs or mutual funds for your gold investment.

Real estate brokers in Dubai

Furnished apartments for rent in Dubai? Dubai tourist attraction is one of the reason for the real estate boom in Dubai. Right next to the Burj Khalifa is The Dubai Mall. To call the sprawling development merely a shopping mall is doing it a disservice. Even an entire day spent here isn’t enough to see it all. Along with its 1,200-plus shops and 150 restaurants, the venue is home to an indoor theme park, an ice rink, a huge indoor waterfall, a choreographed outdoor fountain and the giant Dubai Aquarium and Underwater Zoo.

Draining your savings. Spending all or most of their savings on the down payment and closing costs is one of the biggest first-time homebuyer mistakes, says Ed Conarchy, a mortgage planner and investment adviser at Cherry Creek Mortgage in Gurnee, Illinois. “Some people scrape all their money together to make the 20 percent down payment so they don’t have to pay for mortgage insurance, but they are picking the wrong poison because they are left with no savings at all,” Conarchy says. How this affects you: Homebuyers who put 20 percent or more down don’t have to pay for mortgage insurance when getting a conventional mortgage. That’s usually translated into substantial savings on the monthly mortgage payment. But it’s not worth the risk of living on the edge, Conarchy says. What to do instead: Aim to have three to six months of living expenses in an emergency fund. Paying mortgage insurance isn’t ideal, but depleting your emergency or retirement savings to make a large down payment is riskier.

Manage communication between Landlords, Tenants and Sub-Contractors. Reminders and notices to owners of annual service fee that will need to be paid (HOA Fees, Service Fees, parking fees, Legal fees, & other services) Routine maintenance follow-up. Responsible for key and access card handover. Read more details at furnished apartments Dubai.

Dubai real estate advice of the day : This is where the groundwork is laid for the search for your new home. There are several points you should cover in your initial consultation. For example: Define your needs; the number of bedrooms and bathrooms, size of the kitchen, where you want to live, your price range, timeline, etc. Determine when and how often you can look at prospective homes. Verify your contact information and how you want to be contacted (email, phone, etc.) Ask your agent about financing. They can explain the different types of available loan programs, and refer you to lenders that can answer specific questions. Review the paperwork. While not necessary at this point, reviewing paperwork will allow you the advantage to ask questions about documents before it’s time to sign them.

Location is by far the most important part of buying real estate. You can change condition, you can change price, you can’t change the location of a house. If there is one thing a buyer should never sacrifice on its location. The location of a house will have the largest impact on its price, and potential future appreciation. One analogy we use to demonstrate how important location is this: If you take the least expensive home in the world, and you put it in downtown New York City, it is worth millions. If you start shopping homes for sale in all different locations you’ll never build a proper frame of reference to understand what constitutes a great deal, a good deal, and a lousy deal. You want to become an expert in a certain area so that when it comes time to make an offer, you can do so with conviction and confidence.

Clients of BPSC know that they are in safe hands when they hire our services whenever they need property management Dubai. Karen brings to the table all her experience, knowledge and skills in property management. She is also loved by the clients for her honesty and transparency. They know that they will enjoy seamless property management services and get a higher yield from their properties. They also know that their properties will stay in top condition through timely repairs and frequent inspections. We support each another internally and externally to achieve our collective goals. Discover additional information at apartment for rent in Dubai monthly.

Fake Yeezy online shopping

Best fake Yeezys online shopping? You might think we’re exaggerating when we call 2018 disastrous, but we’re not. You may not have noticed how bad it was, because you ain’t Kanye and Yeezys aren’t your babies. And maybe because you were too busy drooling over the long and rich Nike X Off-white releases. And TBH that was what 2018 was all about; Off-whites. And it wasn’t until December 2018 that we got a Yeezy worth the pain.

The Gel-Kayano has been on runners’ feet for over 25 years, and it remains Asics’ top-selling shoe. It’s a great everyday trainer, especially if you’re an overpronator. The stretchy woven mesh upper provides a close fit, while a medial plate and sturdy heel counter keep you from rolling onto your inner foot as you run. It’s a hefty shoe packed with the company’s latest proprietary tech, including FlyteFoam Propel and FlyteFoam Lyte, as well as Gel cushioning in the forefoot and heel.

The On Cloud X handily picked up our Editors’ Choice award this year, unseating the exceptional Brooks PureFlow 6 from last year. These are part of On’s Performance running shoe lineup, geared toward high intensity running while the Clouds remain in On’s Active lineup, geared toward cross training. They offer a high degree of comfort through targeted padding along the collar, heel cup, and tongue while generously lining the upper with a smooth, felt-like sock liner. The upper has the right mix of malleability to naturally fit your foot and upper buttressing and structure to dial it in and stabilize your foot for a sprint. Their uniquely designed CloudTec midsole brings them excellent comfort, responsiveness, and stability. They incorporate a hard plastic speedboard that serves as the backstop for the hollow EVA pods, Cloud Elements, which individually flex, support, and spring to bring you a stable ride with pop. Find extra details on fake yeezys.

How long will a shoe last, and how do I know when it’s time to get new ones? In general, brands advise that running shoes will last 500 miles or so, but they’re not going to fall apart at that point, so unless there are clear signs of disrepair, there’s no need to move on immediately. Signs to watch out for are when the cushioning starts to feel squishy, rather than firm, and the grip on the sole being eroded. Also if you suddenly start picking up injuries when you haven’t changed your running routine, it could be a sign that your shoes are no longer providing the support needed.

I’ve been training in ASICS Speedstars for over five years and can get away with running my longest workouts in them – even up to 22 miles. If you have always worn a more structured shoe then I wouldn’t jump into the Speedstars for 100% of your mileage. Be smart and make the transition gradually since they have neutral pronation control. In other words, there’s no pronation control. Weighing in at 8.9 ounces, the Speedstar is light but not as light as more traditional minimalist shoes like the the Merrell Trail Glove, which weighs only 6.2 ounces. This extra weight comes from a combination of a more supportive upper – more on that later – and a cushioned sole.

The Beacon might look like a clunker, but looks can be deceiving, and this is actually one of the best all-rounder running shoes available. The Fresh Foam cushioning is so lightweight that the men’s version of the Beacon comes in at just 213g, and the responsive ride it offers makes it as well-suited to racing and fast training sessions as it is long, easy efforts. New Balance opted against putting any rubber on the outsole of the Beacon, which has helped to keep its weight low, but might mean that the unprotected foam wears down more quickly than on other shoes. Find more information at https://www.asylumsneaker.com/.

Serafino Di Loreto avvocato

Serafino Di Loreto SDL Centrostudi S.p.A. – Ha persino fatto fondere e donato la ‘Campana della Nuova Vita’ alla parrocchia di Castenedolo, nel bresciano, in cui visse la propria infanzia, in memoria delle troppe vittime, negli ultimi anni, di banche e fisco ingiusti. Gente che è giunta oltre il limite estremo della disperazione per colpa delle numerose ingiustizie subite da parte di enti creditizi ed erariali. Il 2018 appena conclusosi è stato un buon anno per Serafino Di Loreto, il professionista lungimirante e competente che in anni recenti ha fondato la società ‘Sdl Centrostudi spa’, con sede a Mazzano, in provincia di Brescia. La rinomata struttura professionale si occupa principalmente di analisi contabili per il recupero del credito di anatocismo e usura sui conti correnti e rapporti bancari in genere.

E negli anni scorsi, anche per la crisi economica, è stata protagonista una rapidissima crescita in tutta Italia che l’ha portata alla ribalta nel mondo dell’imprenditoria locale e nazionale. L’azienda dal 2010, anno della fondazione a oggi, in soli otto anni ha assistito e aiutato, su fronti differenti e molteplici, oltre 150 mila italiani – privati e imprese – a uscire dalla crisi: restituendo, annullando e/o compensando circa 250 milioni di euro (riferiti a cartelle esattoriali, aste e pignoramenti bloccati o cancellati, interessi bancari illeciti su vari fronti) ingiustamente sottratti da banche e fisco ai loro legittimi proprietari.

Mentre a Bergamo Serafino Di Loreto ha rilevato altresì un’azienda, proveniente da tre fallimenti, che fino a novembre 2017 perdeva circa 400mila euro al mese. Oggi, dopo soli 12 mesi, l’azienda ribattezzata ‘DL Sintered SRL’ ha fatturato ben oltre 8 milioni di euro, debiti zero, e continua a garantire lavoro e futuro a 35 dipendenti “ritirati dal fallimento” che altrimenti sarebbero rimasti a casa: qui grazie a un innovativo processo di stampaggio di polveri vengono creati ex novo componenti meccanici poi esportati in tutto il mondo.

Dal 2010 a oggi, ‘Sdl Centrostudi Spa’ “ha versato oltre 30 milioni di iva, ben 20 di imposta sul reddito, e distribuito 50 milioni di euro in provvigioni! Dagli albori – dichiara Serafino Di Loreto – abbiamo dato lavoro a 120 dipendenti diretti sino al 2016, a più di 400 avvocati sparsi in tutta Italia e ad oltre 40 periti e consulenti. Dal 2010 a oggi, il fatturato prodotto dalla società è di oltre 160 milioni di euro“. Per poi proseguire: “Abbiamo fatto quasi 50 mila perizie a pagamento, trasformando questo importante strumento di indagine e analisi in un mezzo accessibile a tutti: specialmente ai più deboli che, grazie a costi nazionalpopolari delle perizie, hanno potuto servirsene, evitando che in un campo così delicato, quale quello del diritto bancario, la giustizia restasse un fatto meramente elitario e per i soliti pochi abbienti“, ricorda il professionista bresciano.

“Oltre a essere stati i primi in Italia ad aver affrontato su vasta scala la questione dell’anatocismo/usura, e di tutti gli aspetti collegati, siamo anche stati i primi ad esserci dotati di polizze stipulate con importanti operatori del settore, che garantiscono la copertura delle spese legali, in caso di soccombenza“, prosegue ancora Di Loreto, imprenditore poliedrico e di successo attivo anche in altri molteplici settori. A Mantova, con la società ‘Ecoval’ il fondatore di ‘SDL Centrostudi Spa’ ha sviluppato un progetto con il patrocinio del Comune stesso e la cooperativa ‘Il Solco’ che ha consentito di avviare il risanamento dell’area cittadina dell’ex petrolchimico ‘IES’, salvando ben 20 posti di lavoro, e attivando una produzione in stile green, grazie alla coltivazione di una speciale radice che nel sottosuolo bonifica il terreno, mentre in superficie si sviluppa rapidamente come un alto canneto atto alla produzione di combustibile tipo pellet. In pratica, ha acquisito e riconvertito una delle più storicamente importanti realtà industriali cittadine, trasformandola da inquinante a struttura che crea disinquinanti.

Qualche anno fa fatturavate di più… Sì certo, la crisi era nel vivo, e paradossalmente per il tipo di lavoro che facciamo, avevamo richieste maggiori. Ora fortunatamente il mercato è in ripresa e c’è maggiore liquidità che circola, di conseguenza banche e aziende litigano di meno. In che cosa consiste, prevalentemente, l’attività di ‘Sdl Centrostudi Spa’? L’impresa si occupa in primis di analisi contabili econometriche per verificare che banche, istituti di credito e agenzia delle entrate non pratichino anatocismo ed usura e rispettino tutta una serie di parametri fissati dalla legge. Valutiamo il costo del denaro per imprese e persone che hanno mutui, finanziamenti e altro.

Avvocato Di Loreto, come si gestisce una struttura con centinaia di collaboratori sparsi per l’Italia? Noi abbiamo scelto un’organizzazione molto simile a quella militare, o ecclesiastica. Ovviamente per fini commerciali ed economici: il nostro è un network commerciale. In che cosa consiste, nello specifico, la vostra mission? Un’azienda ci contatta perché pensa di non essere trattata correttamente dal proprio istituto di credito. Un nostro incaricato, sulla base di una serie di dati, forniti dall’azienda stessa, svolge una pre-analisi gratuita. Se la pre-analisi dà esito positivo, allora offriamo una perizia a pagamento, debitamente stimata e approntata, che il potenziale cliente può, tranquillamente, accogliere oppure rifiutare senza alcun impegno.

E voi fornite degli avvocati? No, ma ne abbiamo di molto preparati e convenzionati. Che offrono alte prestazioni a prezzi veramente accessibili. Quanto costa una causa del genere? Ma da noi € 1.500 + Iva: anche in questo ‘Sdl’ facilita l’accesso delle persone alla difesa dei propri diritti. Oltre ad essere stati i primi in Italia ad aver affrontato su vasta scala la questione dell’anatocismo/usura, e di tutti gli aspetti collegati, siamo anche stati i primi ad esserci dotati di polizze stipulate con importanti operatori del settore, che garantiscono la copertura delle spese legali, in caso di soccombenza. E le cause dei clienti come vanno? Un po’ si vincono e un po’ si perdono. Ma questo non dipende dalle nostre perizie che hanno salvato migliaia di persone in tante occasioni.

Un’ultima domanda, Avvocato Di Loreto. Banche e fisco iniqui a parte, Lei opera con successo anche in altri ambiti imprenditoriali: quali? Sono molteplici. Ho sempre considerato ogni problema un’opportunità. A Mantova, con la società ‘Ecoval’ di cui sono socio ho sviluppato un progetto con il patrocinio del comune di Mantova stesso e la cooperativa ‘Il Solco’ che ha consentito di avviare il risanamento dell’area cittadina dell’ex petrolchimico ‘IES’, salvando ben 20 posti di lavoro, e attivando una produzione in stile green, grazie alla coltivazione di una speciale radice che nel sottosuolo bonifica il terreno, mentre in superficie si sviluppa rapidamente come un alto canneto atto alla produzione di combustibile tipo pellet. Trova aggiuntivo dettagli a Serafino Di Loreto.

Ma la Banca d’Italia è un organo istituzionale serio, è normale che i giudici lo tengano in considerazione. Insomma: è serio ma di parte e dal nostro punto di vista in questa materia non è un organo imparziale. Come tutti sanno, infatti, la Banca d’Italia è una società privata (non è più un organo dello Stato Italiano) e la maggioranza della Banca d’Italia è di proprietà delle banche (e delle assicurazioni italiane). I soci di maggioranza sono ‘Intesa San Paolo’ e ‘Unicredit Banca’, etc…Che, da sole, ne detengono il 66%. Ritengo assolutamente non sia giusto che una realtà che ha come azionisti proprio le banche, si pronunci sulla correttezza dei tassi d’interesse applicati e che controllino le banche: questo è grave conflitto di interessi! Il controllante, dunque, è per la maggiore controllato dai controllati. Ma le pare possibile?

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