Hot Pattaya travel attractions and villa rentals guides

Destinations and villa rentals in Pattaya 2022? Billed as “the biggest and best water park in Thailand,” Ramayana Water Park offers an exhilarating day out for travelers of all ages, with 21 different water-themed rides. A riot of colorful, serpentine slides spiral around the park, including a heart-stopping freefall and more gentle slides for the little ones. Other things to do here include the double wave pool, a kids’ Aquasplash park with fountains, and even a green maze. The lazy river ride snakes through mysterious caves and bubbling geysers. Daily activities add to all the fun and include water polo, fish feeding, Zumba, and volleyball.

In the fishing village of Naklua sits a rather delightful restaurant called Mum Aroi, the restaurant itself sits right beside the sea and serves up a fantastic variety of seafood. As you eat your dinner in this busy restaurant you can gaze out over the water and watch the old fishing boats bob up and down on the waves. Popular with expats and locals the restaurant is quite large and normally very full in the evenings. For a relaxing evening with a glass of wine and a gentle sea breeze few places can live up to Mum Aroi.

The first and only floating market in Pattaya, this bustling hive of commerce is divided into different sections selling merchandise from the four major areas of Thailand. Souvenirs, arts and crafts, and clothing are among the many items sold here, and it’s also a great place to indulge in some exotic cuisine; you can try everything from scorpions to crickets and crocodile meat. A great way to explore the markets is to rent a boat. Unlike more authentic floating markets, you have to pay for admission here. Your ticket gets you more than just a boat ride, however. There are shows and activities to be enjoyed here, including sea boxing, traditional Thai dances, and even a zipline over the water. Find even more details at https://poolvillahuahin.com/.

The sprawling park at Nong Nooch (pronounced “nung nut”) Village offers a variety of activities for all the family. Walkways wind among colorful themed gardens, including a topiary garden; 17th-century French garden; European Renaissance garden; and species-specific gardens featuring plants like tropical palms, succulents, and bonsai. The magnificent orchid garden will awaken the inner horticulturist in anyone. Live shows at the Thai Cultural Hall add to the line-up with performances of traditional Thai dancing, sword-fighting, Thai kickboxing, and an elephant show of dubious ethical quality. You can rent a bicycle to explore the different areas of the park, and door-to-door transportation is available.

Every major place in Thailand has tourist attractions including elephant. Some of these are really cruel, like those that offer you to ride on an elephant. So make sure you make an ethical choice like the Pattaya Elephant Jungle Sanctuary. Leng Kee is a Chinese restaurant in Pattaya, it opens twenty four hours a day and is the only restaurant that serves Seafood and Chinese, Established for many years it is a favorite among the expats and Chinese locals. The restaurant sits in the thriving Chinatown part of the city and all year long it serves its main menu, the exception being Chinese New Year when it turns vegetarian and serves up a speciality known as ‘Golden Good Luck Noodles’.

This is no ordinary art gallery, instead this gallery takes the normal art gallery concept and turns it on its head. At Art in Paradise you become part of the artwork by a series of optical illusions and other clever tricks. The gallery is set up perfectly so you can take pictures in such a way that it looks like you are crossing an old bridge or flying over the dessert on a magic carpet. The building is split into ten sections and houses over one hundred pieces of art. It is great fun for children as well as adults and should be on any to-do list.

For our Thai language readers :

เช่นเดียวกับวัดที่น่าประทับใจของประเทศไทย (วัด) วัดญาณสังวราราม (หรือที่รู้จักในชื่อวัดญาณ) ไม่เพียงให้ข้อมูลเชิงลึกเกี่ยวกับการออกแบบและสถาปัตยกรรมแบบไทยเท่านั้น แต่ยังรวมถึงค่านิยมของสังคมด้วย วัดล้อมรอบด้วยสวนปาล์มที่แผ่กิ่งก้านสาขา อุทิศให้กับพระบาทสมเด็จพระปรมินทรมหาภูมิพลอดุลยเดช 2531 เพื่อเฉลิมฉลองปีที่ 42 ในรัชกาลของพระองค์ พระธาตุอันล้ำค่าตั้งอยู่ในอาคารหลัก และทางด้านขวามือของเส้นทางที่นำไปสู่วัดคือทะเลสาบที่มีศาลาจีนที่น่าประทับใจ ซึ่งเต็มไปด้วยโบราณวัตถุและสิ่งประดิษฐ์ ศาลเจ้าวัดญาณสังวรารามตั้งอยู่บนเนินเขา มีบันได 299 ขั้นเรียงรายไปด้วยพญานาค

วัดพระเขาใหญ่ หรือที่เรียกกันว่าเขาพระใหญ่ เพราะเป็นพระใหญ่ที่สุดในภาค สูง 18 เมตร สูงจากระดับน้ำทะเลประมาณ 100 เมตร เมื่อคุณขึ้นไปบนยอดเขาและยืนอยู่ข้างพระพุทธรูป คุณจะเห็นพัทยาเบื้องล่างและหาดจอมเทียนหากมองออกไปด้านนอก เช่นเดียวกับพระพุทธเจ้าก็มีวัดที่ซับซ้อนเช่นกันซึ่งมีการจุดธูปตลอดทั้งวันและระฆังมากมาย วัดนี้ยังคงใช้มาจนถึงทุกวันนี้ ดังนั้นคาดว่าจะได้เห็นพระสงฆ์และชาวบ้านที่สวดมนต์

เมืองตากอากาศริมชายหาดที่มีชื่อเสียงของประเทศไทยอย่างพัทยาได้พัฒนาชื่อเสียงที่มีสีสันตลอดหลายปีที่ผ่านมา ตั้งอยู่ห่างจากกรุงเทพฯ เมืองหลวงของประเทศไทยไม่ถึง 200 กิโลเมตร เป็นสถานที่ที่สะดวกสบายในการเพลิดเพลินกับแสงแดด หาดทราย และทะเล พัทยาดึงดูดนักท่องเที่ยวและชาวต่างชาติจากทั่วทุกมุมโลกนับตั้งแต่ทหารสหรัฐ “ค้นพบ” จุดหมายปลายทางที่เคยหลับใหลในช่วงสงครามเวียดนาม ตั้งแต่นั้นมา ประวัติของพัทยาก็เพิ่มขึ้นเรื่อยๆ และปัจจุบันก็เป็นหนึ่งในสถานที่ท่องเที่ยวชายหาดที่ได้รับความนิยมมากที่สุดในเอเชียตะวันออกเฉียงใต้

ว่ายน้ำที่สวนน้ำธีมการ์ตูนเน็ตเวิร์คแห่งเดียวในโลก และเพลิดเพลินกับการแสดงประจำวันที่มีตัวละครจากการ์ตูนเน็ตเวิร์ค เช่น Ben 10, The Powerpuff Girls, We Bare Bears และ Adventure Time ตั้งอยู่ในบางเสร่ ใช้เวลาขับรถเพียง 20 นาทีจากเมืองพัทยาเพื่อเริ่มต้นวันใหม่ที่เต็มไปด้วยเครื่องเล่นและสไลเดอร์อันน่าตื่นเต้น บ้านอำเภอเป็นหมู่บ้านชาวประมงที่เงียบสงบซึ่งมีชายหาดที่สวยงามด้วยหาดทรายที่สวยงามและต้นปาล์มจำนวนมาก ชายหาดเงียบสงบและไม่พลุกพล่าน มีที่จอดรถกว้างขวาง ซึ่งแตกต่างจากหาดอื่นๆ ในพัทยา เนื่องจากเป็นหมู่บ้านชาวประมง ร้านอาหารทะเลหลายแห่งที่ตั้งอยู่ในท่าเรือประมงขายปลาที่อร่อยและสดที่สุดเท่าที่จะจินตนาการได้ การท่องเที่ยวยังมาไม่ถึงที่นี่มากเท่าหลายๆ ที่ ดังนั้นราคายังค่อนข้างต่ำและพื้นที่ที่ไม่พลุกพล่าน อ่าน เพิ่มเติม รายละเอียด ที่ พูลวิลล่าหัวหิน.

นี่ไม่ใช่แกลเลอรีศิลปะธรรมดา แต่แกลเลอรีนี้ใช้แนวคิดแกลเลอรีศิลปะแบบปกติและพลิกโฉมหน้า ที่ Art in Paradise คุณเป็นส่วนหนึ่งของงานศิลปะด้วยชุดภาพลวงตาและกลเม็ดอันชาญฉลาดอื่นๆ แกลเลอรี่นี้ถูกจัดวางอย่างลงตัวเพื่อให้คุณสามารถถ่ายภาพในลักษณะที่ดูเหมือนว่าคุณกำลังข้ามสะพานเก่าหรือบินเหนือขนมบนพรมวิเศษ อาคารนี้แบ่งออกเป็นสิบส่วนและมีงานศิลปะมากกว่าหนึ่งร้อยชิ้น เป็นเรื่องสนุกสำหรับเด็กและผู้ใหญ่และควรอยู่ในรายการสิ่งที่ต้องทำ

Underwater World อาจไม่ใหญ่เท่ากับพิพิธภัณฑ์สัตว์น้ำอื่น ๆ แต่เป็นที่ตั้งของสัตว์ทะเลที่น่าประทับใจมากมายจากสภาพแวดล้อมใต้น้ำที่แตกต่างกัน ที่นี่พิพิธภัณฑ์สัตว์น้ำสมัยใหม่แห่งแรกของประเทศไทย คุณสามารถให้อาหารปลาคาร์ฟจากขวด ใกล้ชิดกับฉลามและปลากระเบน สัมผัสพื้นผิวของสัตว์ทะเลในแอ่งน้ำ และชมคอลเล็กชั่นแมงกะพรุนที่ใหญ่ที่สุดในประเทศไทย กิจกรรมพิเศษสำหรับเด็ก ได้แก่ Sleepover with Sharks & Rays Camp ซึ่งเด็ก ๆ สามารถพักค้างคืนในอุโมงค์กระจกใต้น้ำเพื่อเรียนรู้เกี่ยวกับสัตว์ทะเล

Jason Craveiro Victoria awesome realtor opportunities 2022

Premium Victoria real estate strategies in 2022 with Jason Craveiro? Here are a few real estate strategies: This is where the groundwork is laid for the search for your new home. There are several points you should cover in your initial consultation. For example: Define your needs; the number of bedrooms and bathrooms, size of the kitchen, where you want to live, your price range, timeline, etc. Determine when and how often you can look at prospective homes. Verify your contact information and how you want to be contacted (email, phone, etc.) Ask your agent about financing. They can explain the different types of available loan programs, and refer you to lenders that can answer specific questions. Review the paperwork. While not necessary at this point, reviewing paperwork will allow you the advantage to ask questions about documents before it’s time to sign them. Read more info on Jason Craveiro.

The most important of my home renovation tips is this: your contract should outline the schedule of which the project will be completed and at what point draws will be made. ‘Draws’ is the term for financial payments that the homeowner makes to the contractor usually in percentage form. So for example: weeks 2 & 3 will be for demolition, installation of the framing, base work for the hardwood floors, and wiring for the electrician. 10% draw. From the very beginning, you need to stick to the draw schedule to the T. Let the contractor know that any single delay any of the line items means a delay of payment. Contractors will often tell you that they need more money to finish a certain section but that makes for a slippery slope. Trust me.

When looking at homes, you should seriously consider ignoring paint and landscaping. These are two items that are easy to fix, and they should not impact your decision making when purchasing a house. If the home has a terrific location and the paint/landscaping is poor you shouldn’t rule it out, you have to be able to envision what the house will look like when you move in and make changes. A lot of time buyers will not be able to overlook paint or landscaping and this gives an opportunity for others who know how easy it is to fix. Location is something you can’t change, paint and landscaping is something you can. Discover more info on Jason Craveiro realtor.

You might hear the word “budget” and cringe a little, but you shouldn’t. Budgeting is not hard, and it doesn’t mean you have to stop doing things you enjoy. Budgeting is simply creating a plan for your money so you have a better idea of where it’s going every month. A popular and effective way to budget is with the 50/30/20 rule. How it works is 50% of your income goes towards the necessities (bills, food, housing, etc.), 20% of your income goes towards savings and the remaining 30% you can use for whatever you please. This is a nice and easy way to break down your paycheck, but you might need to adjust it a bit to fit your lifestyle. Mortgage: This one’s a tricky one, but mortgages are generally considered good debt. They are usually long-term loans with low interest rates, so you’ll still have money freed up for investments and such. The interest from mortgages is also tax deductible, so that’s a bonus. In the end, it’s up to you to decide whether purchasing a home is the right move, as the value of a house will not always rise as some people think. You’ll also have to add in the expenses of property tax, utilities, and home insurance.

Renovating improves the house value says Jason Craveiro : You may be a genius renovator but you could still come a cropper. Every street has an invisible ceiling that dictates how much buyers are prepared to pay, no matter how many tennis courts and basement gyms you add. The quality of fittings needs to be closely geared to the expectations and demands of the market sector the property is likely to appeal to. At one extreme, it would obviously be a false economy to deck out an historic Georgian townhouse in the opulent end of town with cheap MDF joinery and foam ceiling tiles. Conversely ‘the best house in the worst street’ syndrome is a recipe for disappointment. It sounds obvious, but this is a surprisingly common lapse of judgement.

Wow, 2020 was a challenging year. With so much that happened across the country, you might be wondering how it’ll impact real estate trends in 2021. While the pandemic did disrupt home sales in the spring of 2020 (which is usually considered the hottest season for real estate), the market quickly made an impressive rebound. Real estate experts have reported that the surge in home sales toward the end of 2020 actually made up for the spring market losses.1 Will we see more of the same results in 2021? How will the housing market shake out in our current economic climate? Whether you’re selling, buying or staying put, here are the 2021 real estate trends you need to know!

There are other loan programs that can make sense too, such as the 5/1 ARM, which often get swept under the rug. Make the choice yourself. If you’ve done your homework and are in good financial shape, you should be able to get your hands on a very low mortgage rate in 2021. In fact, mortgage interest rates are historically amazing at the moment and could even reach new depths depending on what transpires this year. Once again, the 2021 mortgage rate forecast looks excellent, so they may stay put for awhile longer or even hit new all-time lows. In terms of financing, it’s still a great time to buy a home. Consider that the silver lining to an otherwise pricey and competitive housing market. Of course, with home prices creeping higher and higher, even a low interest rate may not be enough to offset that growing monthly payment. So always make time to shop to ensure you get the best rate and the lowest fees, even if financing is on sale.

Premium Victoria BC realtor strategies right now by Jason Craveiro

Premium realtor advices today with Jason Craveiro? Stamped concrete is a very intelligent and innovative innovation in concrete widely applied for floor in patios, car porch, driveways and sidewalks.Idea of concrete decoration with stamped concrete not only adds their strength for the floors but also provide pleasing appearance. This is now a good idea for low-cost landscaping where costly granites, interlocks in landscaping and patios are used, the stamped concrete stay upright.

Location is by far the most important part of buying real estate. You can change condition, you can change price, you can’t change the location of a house. If there is one thing a buyer should never sacrifice on its location. The location of a house will have the largest impact on its price, and potential future appreciation. One analogy we use to demonstrate how important location is this: If you take the least expensive home in the world, and you put it in downtown New York City, it is worth millions. If you start shopping homes for sale in all different locations you’ll never build a proper frame of reference to understand what constitutes a great deal, a good deal, and a lousy deal. You want to become an expert in a certain area so that when it comes time to make an offer, you can do so with conviction and confidence.

Start Investing: Investing is one of the best ways to increase your net worth, but a lot of people stay away from it because they’re scared of losing money. So instead of investing, they keep their money in a savings account. That’s great, and you should have some money in a savings account for emergencies, but the truth is: Money in a savings account loses value over time. See, the average savings account has a very tiny 0.06% APY (annual percentage yield), while inflation is around 1.7%. That means that each year, the money you have in a savings account is going to have less and less buying power. So, what can you invest in to stay ahead of inflation? Here are some options: Real estate, Peer-to-peer lending, Exchange traded funds (ETFs), Stocks.

Renovating increases the house value says Jason Craveiro : Drawings need to be translated into a list of materials and labour. Materials are fairly easy to check online but labour rates are harder to predict, varying considerably depending on market forces – how busy builders are – and the geographical area (prices tend to be higher in posh postcode areas!). Obtaining competitive quotes based on clear drawings and specifications should help pin costs down in advance. Before you can start to predict costs, you need to have a good idea of your proposed plans, your specification for fixtures and fittings, and have decided who is doing what. To estimate costs, look at other people’s projects and expect to spend a similar amount, taking into account how much work they did themselves, when the project was completed, and the variation in labour costs.

Jason Craveiro Victoria real estate suggestion for today: This is a very necessary process, used to ensure that your new home is free from defects that could potentially cost you thousands of dollars later to repair. Home inspections will often reveal problems that you can have the seller correct before agreeing to purchase the home. This is known as a contingency. Most offers are usually contingent offers. This means, that the offer is contingent on another factor, such as a favorable home inspection or the ability to obtain insurance. In general, contingencies are safeguards for both buyers and sellers, but should not be overdone. In addition, it is important to meet all deadlines and that all contingencies are met exactly the way the offer describes. Your agent is responsible for making sure contingencies are written correctly.

Next up: home price trends. In November 2020, existing home prices grew by a whopping 15% compared to last year—rising to a national median of well over $300,000! This marks more than 100 straight months of year-over-year price gains.4 Sellers, this should put a big smile on your face! And hang tight, buyers—we have some advice for you too. If you’re going to buy a home in this expensive market, you absolutely must find out how much house you can really afford. Commit to staying within that budget amount no matter how much pressure you feel watching competitors pluck good homes off the market. See even more info at Jason Craveiro realtor.

If you’ve yet to enter the housing market, but are thinking of buying a home in 2021, there’s a lot you need to know. As I once pointed out, this isn’t your older sibling’s housing market. Not just anyone can get a mortgage these days. You actually have to qualify. But we’ll get to that in a minute. Let’s start by talking about home prices, which have soared in recent years. The good news is mortgage rates remain very low, and may even break new record lows this year, which can keep affordability within reach.

High quality real estate Prestige Park Grove Bangalore right now

Excellent residential real estate Prestige Park Grove in Bangalore, Chennai 2022? Whitefield is having convenient connectivity, further offering improved life to people residing or commuting here. This location possesses easy connectivity to almost every key location of the city. The major arterial roads i.e. Whitefield Road from Krishnarajapuram and Whitefield Main Road from Varthur have reduced excess travel time. The most noteworthy add-on to its connectivity is the introduction of Phase 2 of the Namma Metro project. Various public zones, significant ventures, software hubs, communication centers, aerospace, and security network are situated in Bangalore city. See even more details on Prestige Park Grove Whitefield Bangalore.

Commenting on the current inflation trends Prestige Group real estate developer adds, “In the prevailing scenario, sticky inflation has meant that global central banks have resorted to quantitative tightening, consequently leading to rising interest rates and bond yields. For fixed income portfolios, continuing with existing investments in banks, PSU debt funds, and corporate bond funds are unlikely to generate real rate of return. Given the steepness of the yield curve, we suggest following a barbell portfolio approach i.e., having core allocation in high quality accrual-oriented funds with maturities of four to six years, complemented by around 30 per cent allocation towards long maturity and high-quality roll down strategies. The barbell approach can be best executed through target maturity funds such as Bharat bonds and debt funds, which invest in a combination of AAA, PSUs and SDLs. To enhance overall fixed income yield, a multi-asset strategy (which includes equity, fixed income, gold) would need to be included in the portfolio.”

Now that you know the “fair market value” of the home you like, it’s time to determine how much you are willing to pay. Establishing this prior to making a formal offer helps define your personal limits. You should determine how much to offer, how much earnest money you will put down, how much of the closing costs you will ask the seller to pay, when you plan to settle, and what inspections you plan to have conducted. Your agent will offer great advice for structuring your offer. Remember to ask your agent about contingencies and their importance. If you don’t fully understand something, be sure to clarify it.

Stay Out of Bad Debt: Debt means you owe someone money, and if I’ve learned anything from gangster movies, you NEVER want to owe someone money. However, not all debt is necessarily bad debt. So, what is bad debt? Bad debt is any debt that’s acquired through purchasing something that’s going to lose value and generate zero revenue. Some examples of bad debt would be credit card debt or an auto loan. What is good debt? Some people will say there’s no such thing as good debt, and while I mostly agree, I also can’t deny that some debt can be beneficial in the right circumstances. For example, if you are going to take out a loan to purchase something that will benefit you financially in the future, I’d say that debt is a lot more beneficial than credit card debt. Good debt usually has lower interest rates as well. Here are a few examples: Student loans. Since student loans typically have a very low-interest rate and going to school can increase your pay as an employee in the future, student loans can be considered good debt.

Buying real estate in a good school district makes it a lot easier when it comes time to sell your house in the future. Whether you’re looking to downgrade as an empty nester or upgrade into a larger house to support your family, a top school district is a big-time selling point in real estate. If you buy in a bad school district you run a greater risk of your home depreciating because you are appealing to a much smaller buyer pool. We recommend our buyers focus on specific neighborhoods vs. focusing on cities or larger areas. The neighborhood you live in is going to have a direct impact on you. What are you looking for in a neighborhood? Address this question early on in the home buying process because buying in the wrong neighborhood is a surefire way to be remorseful about buying a house.

Just because 2021 will be a seller’s market once again, at least in popular markets, doesn’t mean you can’t negotiate. You can still get into a bidding war, win the thing, and then inspect the heck out of the house. Inspections are key to determining what will need to be addressed once the home changes hands, and what the seller will need to do to compensate you for those issues. If you don’t get a quality inspection (or two), you will have a difficult time asking for credits for closing costs or even a lower purchase price. Take it very seriously, the return on investment can be staggering. Also know that in some markets, buyers may have the upper hand in 2021. Not all real estate markets are red-hot anymore, so you might be able to bid below asking and still get money for repairs. Find extra information at https://prestige-parkgrove.com/.

Awesome New York, NY real estate market opportunities today from Joseph Armato

Best New York realtor guides today by Joseph Armato? Joseph Armato didn’t fall into the New York City world of wealth, but he had to work hard to get where he is at today. Growing up with the noisy streets of New York City as his background music, Joe says that he owes his success to his hard work and in part to the support he received during his childhood that allowed him to obtain the education that got him started on the path to success. Joe Armato says that if it weren’t for his family and the community he grew up in, he never would have made it to the place in his life that he enjoys today.

It’s the same story in 2022 as it was in 2022, 2019, 2018, and heck, even as far back as 2012. There’s really been a lack of inventory since the housing market bottomed because homes were never for sale en masse. During the prior housing crisis, borrowers got foreclosed on or deployed real estate short sales to move on, and banks made sure all that inventory never flooded the market. Now we’ve got would-be sellers with nowhere to go, thanks to the massive price increases realized in the past few years. It’s hard to move up or downsize, so a lot of folks are staying put. That means less choice for you. While we saw an uptick in inventory in 2019, it appeared to be short-lived and now housing supply is at an all-time low! With near-record low interest rates and lots of Americans hitting the ripe first-time buyer age of 34, expect competition to intensify. Again, this supports the argument of being prepared early so you’re ready to make an offer at a moment’s notice!

Investing isn’t just about stocks, bonds, and mutual funds anymore. In recent years, real estate has grown popular among investors. It’s one of the best ways to invest your money. However, before investing, do the appropriate research to know what you are getting into. It does require a lot of hard work and patience. Real estate can make you wealthy, but it’ll take time for land prices to appreciate. In addition, buying and selling properties takes time. Moving forward, we will discuss the importance of networking, the importance of an accountancy degree, and critical investment tips in real estate. Let’s get right into it.

Joseph Armato New York real estate suggestion for today: This is where the groundwork is laid for the search for your new home. There are several points you should cover in your initial consultation. For example: Define your needs; the number of bedrooms and bathrooms, size of the kitchen, where you want to live, your price range, timeline, etc. Determine when and how often you can look at prospective homes. Verify your contact information and how you want to be contacted (email, phone, etc.) Ask your agent about financing. They can explain the different types of available loan programs, and refer you to lenders that can answer specific questions. Review the paperwork. While not necessary at this point, reviewing paperwork will allow you the advantage to ask questions about documents before it’s time to sign them.

Renovating increases the house value says Joseph Armato New York, NY : You may be a genius renovator but you could still come a cropper. Every street has an invisible ceiling that dictates how much buyers are prepared to pay, no matter how many tennis courts and basement gyms you add. The quality of fittings needs to be closely geared to the expectations and demands of the market sector the property is likely to appeal to. At one extreme, it would obviously be a false economy to deck out an historic Georgian townhouse in the opulent end of town with cheap MDF joinery and foam ceiling tiles. Conversely ‘the best house in the worst street’ syndrome is a recipe for disappointment. It sounds obvious, but this is a surprisingly common lapse of judgement.

Choose a 15-year fixed-rate conventional mortgage. The overall lowest cost home loan is a 15-year fixed-rate mortgage. Rip-off mortgages like the 30-year mortgage, FHA, VA, USDA, and adjustable-rate ones will charge you so much extra in interest and fees and keep you in debt for decades. No thanks. Now crunch the numbers yourself with our mortgage calculator and figure out a monthly payment your budget can handle. And then work with an expert agent to find houses for sale within that budget. For more help on buying a home in this crazy market, check out our free Home Buyers Guide. It has all the answers you need to buy a home with confidence. Find more details on https://www.newswire.com/news/real-estate-developer-joe-armato-donates-profits-to-local.

The internet is a magical place and I can’t tell you how many great deals I found on Etsy, Amazon, and Target. Even big-box stores like The Home Depot had more availability and variety online over in-store. It may be hard to visualize products when you are purchasing online, but read reviews and check return policies. Home Renovation Tip: Often times places will let you order online and return in-store. It’s crazy how many things you forget when you are doing a big project like this. For example, in the kitchen I purchased my appliances, the backsplash, countertop, faucet, lights, cabinets, cabinet handles, and sink. It wasn’t until the end that I realized I didn’t get a garbage disposal. Do your research on every piece of every room before you begin your project. Go ahead and decide on design, style, and read the reviews. You won’t have much time once the ball starts rolling so make a list and start before your project begins.

Bethlehem PA realtor right now

Rebecca Francis Lehigh Valley? Founded in the 1700’s by Moravians, the “Christmas City” is known for its rich colonial and industrial history. It’s living a cultural and economic renaissance ongoing with rich farm markets and brunch spots, wineries and chocolate shops, romantic date nights that include dinner and a show, or a reservation at 2021’s #1 Historic Hotel of America, The Hotel Bethlehem. Sports venues, concert halls, museums, chic restaurants, ski resorts, and even a hidden ivy league university considered the best in research in the nation. See more information at PA realtors. Ranked in the top 1% of Berkshire Hathaway agents nationwide, Rebecca L. Decker Francis and her team specialize in the Lehigh Valley luxury home market. Mixing their professional marketing expertise, business acumen and extensive relations both locally and abroad, Rebecca and her team can help buyers and sellers alike achieve their goals. Whether buying or selling a fine home, their access to the latest technologies and market research, along with their ability to network with other top luxury agents will benefit clients and enhance their buying or selling experience.

Develop A Mortgage Shopping Cart. One of the biggest decisions to make before putting a contract on a home is how to finance the purchase. Lenders aggressively compete for your mortgage business in a variety of ways. Today, you can apply for a loan over the Internet or even use a mortgage broker to shop for your loan with hundreds of lenders. When choosing a lender, compare fixed rates to fixed rates, not fixed rates to ARM’s, etc. Create a chart that lists different types of loans, fees, and at least five mortgage providers (including a mortgage broker).

You might hear the word “budget” and cringe a little, but you shouldn’t. Budgeting is not hard, and it doesn’t mean you have to stop doing things you enjoy. Budgeting is simply creating a plan for your money so you have a better idea of where it’s going every month. A popular and effective way to budget is with the 50/30/20 rule. How it works is 50% of your income goes towards the necessities (bills, food, housing, etc.), 20% of your income goes towards savings and the remaining 30% you can use for whatever you please. This is a nice and easy way to break down your paycheck, but you might need to adjust it a bit to fit your lifestyle. Mortgage: This one’s a tricky one, but mortgages are generally considered good debt. They are usually long-term loans with low interest rates, so you’ll still have money freed up for investments and such. The interest from mortgages is also tax deductible, so that’s a bonus. In the end, it’s up to you to decide whether purchasing a home is the right move, as the value of a house will not always rise as some people think. You’ll also have to add in the expenses of property tax, utilities, and home insurance.

One of the largest reasons some buyers walk away from a home purchase feeling remorseful is because they don’t consider everything about purchasing real estate before they jump into it. There are common buyer mistakes we address with all of our buyers upfront so they have a highly successful transaction. One thing that many folks don’t want to do is put in the upfront work, studying, and preparation that goes into buying a house. You need to prioritize your needs, and your wants – and if you have a partner you need to communicate together on everything. Maybe one person is ready to buy, and the other isn’t ready just yet.

Consider the possibilities of added free time in your schedule when your door-to-door commute is cut in half and your spending power is multiplied thanks to an affordable cost of living. Picture the opportunities for learning—ranging from numerous public, charter, and private K-12 offerings to nationally-ranked colleges and universities—that will enable you and your family to thrive. To top it off, you’ll be surrounded by world-class healthcare providers offering everything from general practice to specialized surgery, rehabilitation, athletic performance training, and more. All that (and more) is Made Possible in Lehigh Valley. The region has been recognized as one of the fastest-growing economies in the nation, and is just a short drive away from major mid-Atlantic cities including New York City, Philadelphia, Baltimore, and Washington D.C.

While you might have your hands full with an overzealous real estate agent, it’s important not to neglect your mortgage homework. Mortgages are often just mailed in, with little attention given to where they are originated. Your real estate agent will have their preferred lender that you “really should consider using because they’re the best,” but you don’t have to use them or even speak to them. I’ll typically say get a quote from them as a courtesy to keep things amicable, and to appease your agent, but also shop around with other banks, credit unions, lenders, and mortgage brokers. At the same time, think about how you want to structure the mortgage, including down payment, loan type (FHA or conventional), and loan program. The 30-year fixed isn’t always a no-brainer, though right now it’s a tough argument to go against it. See even more info on https://rebeccafrancisteam.foxroach.com/.

Top rated Dunedin, NZ real estate recommendations with Cali Smith

Best rated Dunedin, NZ real estate guides with Cali Smith? Where should you invest in property around New Zealand? Whether you’re looking to invest for capital gains, rental yield or because you want to own property in a special part of the country, New Zealand is a great place to look at homes for sale. But where should you buy for your specific needs? What you want will determine where you focus your search, as will your budget. If you’re looking for a property that will produce great returns over time, Auckland might be a great destination. Read even more details at Cali Smith Dunedin, New Zealand.

Renovating improves the house value says Cali Smith Dunedin, NZ : The internet is a magical place and I can’t tell you how many great deals I found on Etsy, Amazon, and Target. Even big-box stores like The Home Depot had more availability and variety online over in-store. It may be hard to visualize products when you are purchasing online, but read reviews and check return policies. Home Renovation Tip: Often times places will let you order online and return in-store. It’s crazy how many things you forget when you are doing a big project like this. For example, in the kitchen I purchased my appliances, the backsplash, countertop, faucet, lights, cabinets, cabinet handles, and sink. It wasn’t until the end that I realized I didn’t get a garbage disposal. Do your research on every piece of every room before you begin your project. Go ahead and decide on design, style, and read the reviews. You won’t have much time once the ball starts rolling so make a list and start before your project begins.

Kelly Smith real estate advice of the day: Selecting a lender is a matter of personal preference. Many people often shop around, looking for a lender that offers the lowest rate. More often, however, people will choose a lender based on a referral from an agent or friend. Most lending institutions will offer the same basic programs, such as FHA, VA, conventional fixed rate, etc.; and most will meet or beat another lender’s rates. What usually separates one lender from another is their “niche” product. An example would be a lending institution that specializes in low down payments, as compared to another that specializes in self-employment financing. Most agents will be able to point you in the right direction based on your particular situation.

You may be a genius renovator but you could still come a cropper. Every street has an invisible ceiling that dictates how much buyers are prepared to pay, no matter how many tennis courts and basement gyms you add. The quality of fittings needs to be closely geared to the expectations and demands of the market sector the property is likely to appeal to. At one extreme, it would obviously be a false economy to deck out an historic Georgian townhouse in the opulent end of town with cheap MDF joinery and foam ceiling tiles. Conversely ‘the best house in the worst street’ syndrome is a recipe for disappointment. It sounds obvious, but this is a surprisingly common lapse of judgement.

Before you get too excited, or worried that time is running out, it might actually be in your favor to slow play this one. Per Zillow, the best time to buy a home may be in late summer, including the months of August and September. Basically, you’ve got the slow, cold months at the start of the year where there isn’t much inventory, followed by the strong spring housing market where everyone and their mother wants to buy. Then you get a lull and perhaps even a dip in home prices during summer, which could be an attractive entry point. You might even get lucky and snag a price cut with a lot less competition while other prospective buyers are on vacation. That being said, get pre-approved NOW and set up your alerts for new listings ASAP and just be ready to pounce whenever.

Next up: home price trends. In November 2022, existing home prices grew by a whopping 15% compared to last year—rising to a national median of well over $300,000! This marks more than 100 straight months of year-over-year price gains.4 Sellers, this should put a big smile on your face! And hang tight, buyers—we have some advice for you too. If you’re going to buy a home in this expensive market, you absolutely must find out how much house you can really afford. Commit to staying within that budget amount no matter how much pressure you feel watching competitors pluck good homes off the market.

Cristian Sibilio Fort Myers, FL excellent realtor opportunities 2022

Excellent Fort Myers real estate news in 2022 by Cristian Sibilio?? Investing isn’t just about stocks, bonds, and mutual funds anymore. In recent years, real estate has grown popular among investors. It’s one of the best ways to invest your money. However, before investing, do the appropriate research to know what you are getting into. It does require a lot of hard work and patience. Real estate can make you wealthy, but it’ll take time for land prices to appreciate. In addition, buying and selling properties takes time. Moving forward, we will discuss the importance of networking, the importance of an accountancy degree, and critical investment tips in real estate. Let’s get right into it.

While you might have your hands full with an overzealous real estate agent, it’s important not to neglect your mortgage homework. Mortgages are often just mailed in, with little attention given to where they are originated. Your real estate agent will have their preferred lender that you “really should consider using because they’re the best,” but you don’t have to use them or even speak to them. I’ll typically say get a quote from them as a courtesy to keep things amicable, and to appease your agent, but also shop around with other banks, credit unions, lenders, and mortgage brokers. At the same time, think about how you want to structure the mortgage, including down payment, loan type (FHA or conventional), and loan program. The 30-year fixed isn’t always a no-brainer, though right now it’s a tough argument to go against it.

It can be tough to find a floor solution that stands the test of time whole being chemical, spills and stain resistant. Almost every type of flooring has some disadvantage or the other. And that’s one of the reasons as to why having stable shoes for walking on concrete is very important. An excellent choice for a variety of needs, epoxy floors seem to have fewer drawbacks and more benefits.

Cristian Sibilio Fort Myers, FL real estate tip of the day: This is a very necessary process, used to ensure that your new home is free from defects that could potentially cost you thousands of dollars later to repair. Home inspections will often reveal problems that you can have the seller correct before agreeing to purchase the home. This is known as a contingency. Most offers are usually contingent offers. This means, that the offer is contingent on another factor, such as a favorable home inspection or the ability to obtain insurance. In general, contingencies are safeguards for both buyers and sellers, but should not be overdone. In addition, it is important to meet all deadlines and that all contingencies are met exactly the way the offer describes. Your agent is responsible for making sure contingencies are written correctly.

Renovating increases the house value says Cristian Sibilio Fort Myers : When the housing market is buoyant there’s usually a high demand for building services, making it hard to find good builders at a reasonable price. It can be tempting to pick the cheapest builder who can start next week, but if a quote price is super-cheap there’s normally a good reason: perhaps they forgot to include something, or simply just got their sums wrong. Either way, the builder will realise they’re working at a loss. And if they walk off the job, it will cost you dearly to get someone else to finish it, with all the hassle that goes with that. It may be cheaper in the long run to go for a medium-range price rather than risk work being skimped to recoup losses, leaving you with a badly done job. If your project is not time critical, employing ‘friends of friends’ or friends on ‘mates’ rates’ may work. But more often than not something else will come up on the day when they promised to finish your job, which could then hold up the following trades.

High quality Fort Myers, Florida realtor strategies today from Cristian Sibilio?? Choose a 15-year fixed-rate conventional mortgage. The overall lowest cost home loan is a 15-year fixed-rate mortgage. Rip-off mortgages like the 30-year mortgage, FHA, VA, USDA, and adjustable-rate ones will charge you so much extra in interest and fees and keep you in debt for decades. No thanks. Now crunch the numbers yourself with our mortgage calculator and figure out a monthly payment your budget can handle. And then work with an expert agent to find houses for sale within that budget. For more help on buying a home in this crazy market, check out our free Home Buyers Guide. It has all the answers you need to buy a home with confidence.

Long Point Plaza apartment rental today

Long Point Plaza, Houston TX apartments rental 2022? This ALL BILLS PAID apartment community features picnic areas with a gazebo, a dog park with washing station, a children’s playground, and an upgraded on-site laundry facility. The interiors of the apartments have been completely renovated. All units have tile or laminate wood floors and granite countertops. Recent upgrades include stainless steel hardware and LED recessed lighting package. Call today for your private tour and you’re going to love Long Point Plaza! See even more info on apartments for rent in Long Point Plaza, Houston.

If you live in downtown Houston, don’t miss out on: Boomtown Coffee: Whether you’re passing through on your way to work or planning an afternoon meetup with friends, you can find this local favorite right downtown or at their new location in Greater Heights. Committed to roasting small-batch specialty coffee, the baristas at Boomtown serve up classic espresso drinks like cappuccinos and cortados, as well as a few custom creations like the Mayan Mocha with dark chocolate, vanilla, and cayenne.

Renters tip: The owner of the property matters as much as the place itself. Research your potential management company or landlord to see if there are complaints about them online. Search public records to see if there have been any housing violations at the property, and take that info seriously! It doesn’t matter how cute the place is if you have a nightmare landlord who will refuse to fix a collapsing roof or address a bug infestation (both situations I had to deal with in my NYC apartment as a first-time renter).

The average mortgage interest rate (that fee lenders charge as a percentage of your loan amount) has been nice and low lately. In fact, the average rate for a 15-year fixed-rate mortgage dropped to 2.31% in November 2020—the lowest it’s been since Freddie Mac started reporting nearly 30 years ago!5 And now economist geeks think interest rates will continue to hover around 3% in 2021, which is still pretty low. If you want to refinance or get a mortgage from a trustworthy lender who actually cares about helping you pay off your home fast, talk to our friends at Churchill Mortgage.

Now you know what you want. You also understand how much you can afford to pay for it and how much it might cost. Take another look at the apartments that are available with your budget in mind and come up with an appropriate list of prospects. You likely only want to visit apartments that are worth your time, so check the online reviews of all the potential communitieson your list. This process may help you weed out some options that are poorly managed or maintained or noisy. Gated Community with camera and patrol, W/D Conn., LED recessed lighting, Stainless steel packages, Gated, dog parks and more! See even more details on https://www.leafhollow.com/.

Pay your rent on time. Once you move into your new home, you need to pay your rent on time. Rent can be paid with cash, checks, or electronic transfers. Paying in cash is not recommended because there’s no paper trail to track your money. If you decide to pay in cash, make sure you ask for a receipt that documents the date and what the cash is for. Make sure your landlord has been paid. When mailing a check to your landlord, make sure your landlord deposits the check. If your landlord hasn’t deposited or cashed your check, inform your landlord that you’ve mailed the rent check. It’s better to inform your landlord in writing, such as email or text message. You don’t want your landlord to accuse you of failing to pay rent on time.

Best rated apartments for rent firm Leaf Hollow, Houston TX

The Crossings Houston TX apartments rental today? Spring Branch District hired S.E.A.L. Security patrols the neighborhood. The apartment complex installed CCTV cameras in the property and also hires its own security company to patrol the community. Leaf Hollow offers multiple floor plan choices of 1 bedroom, 2 bedroom and 3 bedroom apartments & Townhomes. The interior of the apartments have been completely renovated. All units have tile or laminate wood floors and granite countertops. Recent upgrades include Stainless Appliance and LED Recessed Lighting. See more information on Leaf Hollow apartments for rent.

If you live in downtown Houston, don’t miss out on: Discovery Green: Whether you’re in need of a quiet spot to escape the downtown dash, a wide-open place for an afternoon workout, or an outdoor music venue, Discovery Green has it all. Don’t miss live jazz music in the park happening every Sunday in October, outdoor movie nights, and makers markets. Just south of the downtown district, you’ll find Midtown, a Houston neighborhood with a charm of its own. If Midtown were an award-winner, it’d be given the trophy for the most walkable section of the city of Houston. You’ll still be able to make use of the METRORail, but you’ll likely find that everything you need for your commute is all within walking distance of your front door.

Renters recommendation: And on a related note, read your lease VERY carefully before you sign, and educate yourself about your rights as a tenant. Local legal aid agencies often have good info about laws in your city or state and what recourse is available if your landlord violates your tenant rights. Understand what your landlord/management company is obligated to fix, and be aware of things like how much notice your landlord must provide before raising your rent or terminating your lease. Avoid landlords who want unfettered access to your property and absentee landlords who live overseas.

Expand your search. What if the location where you’re planning to buy is too competitive? You might be surprised at the gem you can find in a less popular neighborhood. Working with a real estate agent who really knows the area is the best way to find a home that fits your budget and lifestyle. Get preapproved ASAP. Getting preapproved for a mortgage before you go house hunting is a must in any market. But in a market with such a limited home supply, not doing this legwork ahead of time gives a preapproved buyer free reign to swipe the home you want right out of your hands.

Leaf Hollow Properties is a Houston Texas based multiple family management company. We manage three communities: The Crossings Apartments & Townhomes, Leaf Hollow Apartments & Townhomes, and Long Point Plaza Apartments. These apartment and townhome communities are located in the northwestern Houston area and have convenience of shopping, dining, and close to employment centers in Houston. A good first step is to pick an area or location that you think you want to live in. Do not forget to check the area crime rate in select the area. It’s one thing to know what you want, but can you afford it? Before head out for a tour, you need to decide who much budget you can or want to allocated to rent. Find more details on apartments for rent in Houston.

Establish a good relationship with you and your landlord. This doesn’t mean that you need to be best friends with your landlord. However, you don’t want your landlord to outright hate you. A disgruntled landlord can be difficult to deal with during the duration of your lease. Be kind and respectful to your landlord. If you want to go the extra mile, you can send greetings cards during the holidays. A happy landlord may respond quicker to any emergency repairs. If you only communicate with your landlord’s property manager, then establish a good relationship with that property manager.