Dove law firm Houston and chapter 13 best tips

Chapter 7 tricks by bankruptcy attorney Houston, Texas today: Many of the courts in Harris County, Galveston County and Fort Bend County require mediation to be completed before a trial can be held. Mediation is when both sides meet with an independent third person who attempts to get the parties to reach an agreement. A mediator is a go-between and does not have the power to make any decisions in the case. If neither side files or prevails on a summary judgment motion and settlement is not reached, the case will be set for trial. In a trial for an unpaid debt, the judge (or jury in some instances) decides two questions. The first question the judge decides is if the Defendant legally owes a debt to the Plaintiff or not. If it is decided a debt is owed, the second question the judge decides is how much the Defendant owes to the Plaintiff. In a debt lawsuit, the Defendant’s ability to repay the debt or reason the Defendant failed to make payments on the debt is irrelevant to the questions the judge is deciding.

The trustee’s job is to review your finances and assets and oversee your Chapter 7 bankruptcy. They will sell certain property the bankruptcy won’t let you keep (nonexempt property) and use the proceeds to repay your creditors. The trustee will also arrange and run a meeting between you and your creditors-called a creditor meeting-where you’ll go to a courthouse and answer questions about your filing.

I hope that you find this website to be helpful and informative. Information on a website, however, is not a substitute for the knowledge and advice of an experienced bankruptcy attorney. Once you have had a chance to look over our website, please fill out the contact form or give us a call to talk more about the specifics of your situation. I will get back to you the same business day, if possible. Take your first step towards a fresh financial start! I believe that customer service should be the number one priority in any business, but it is especially important in the bankruptcy and debt settlement field. When people are struggling financially they may be stressed, nervous and scared about their situation. The prompt returning of telephone calls and e-mails is important so as to help alleviate anxiety. You can also take comfort in knowing that you will be speaking with an attorney every time you call or come in for an appointment. Dove Law Firm, PLLC is a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code as well as resolve other debt issues.

Earned Income Tax Credit (EITC): Millions of lower-income people take this credit every year. However, 25% of taxpayers who are eligible for the Earned Income Tax Credit fail to claim it, according to the IRS. Some people miss out on the credit because the rules can be complicated. Others simply aren’t aware that they qualify. The EITC is a refundable tax credit—not a deduction—ranging from $529 to $6,557 for 2019. The credit is designed to supplement wages for low-to-moderate income workers. But the credit doesn’t just apply to lower income people. Tens of millions of individuals and families previously classified as “middle class”—including many white-collar workers—are now considered “low income” because they: lost a job, took a pay cut, or worked fewer hours during the year. The exact refund you receive depends on your income, marital status and family size. To get a refund from the EITC you must file a tax return, even if you don’t owe any taxes. Moreover, if you were eligible to claim the credit in the past but didn’t, you can file any time during the year to claim an EITC refund for up to three previous tax years.

First, you should find a bankruptcy attorney who can provide you with a free evaluation and estimate to file. The cost to file Chapter 13 bankruptcy consists of filing fees and fees charged by a bankruptcy attorney. Applicants need to pay a $235 filing fee to the bankruptcy court, as well as a $75 miscellaneous administrative fee. A list of creditors and the amount of their claims, Disclosure of the amount and sources of the debtor’s income, A list of the debtor’s property, as well as an accounting of all contracts and leases in the debtor’s name, A breakdown of the debtor’s monthly living expenses, Tax information, including a copy of the debtor’s most recent federal tax return and a statement of any unpaid taxes. Read extra details at dove law.

Use Your Flexible Spending Account Balance: Workers who have flexible spending accounts need to use up their balances soon. These accounts have “use it or lose it” provisions in which money reverts back to an employer if not spent. While some companies provide a grace period for purchases made in the new year, others end reimbursements at the close of the calendar year.

Top law services UK by communitylawproject.com

Best community based legal company in UK by communitylawproject.com? Rev. Dane Marks and co-founders launch The Community Law Project UK Ltd to help people facing legal issues get support. Court statistics for England and Wales for the year 2019 have reported 4.2 million cases where 2.0 million from civil courts, 1.5 million from magistrates, 393,000 from tribunals, 266,000 from family courts and 104,000 from crown courts.

These statistics shows that the majority of the cases are civil and family cases and this high volume may tend to unnecessary amounts of outstanding cases, longer waiting times, costs to both the government and the parties who are present at the court. This shows the necessity of an advancement in the current court system with information technology and related solutions.

The co-founders, Rev. Dane Marks, Daniel Onafuwa and Samantha Yarwood and the genius and passionate team of Law Students and Graduates have come together to offer their support for minimal fees to assist people facing legal issues. The team will offer their support in helping compile evidence, draft case notes and find legal representation to support people in the poorest and most marginalised areas. They will also offer low cost support to law firms and barristers to enable them to focus on their cases.

Rev. Dane Marks explains, ‘since studying law and learning the issues of people facing legal problems and the problems the courts are having with the current backlogs, we will help in the best way we can.’

Dane Marks, a co-founder of The Community Law Project UK Ltd, initiates a plan for a reliable online court platform that will support the Judiciary and relevant government departments. The Judiciary system can create a better and swift solution of issues, which will speed up the whole process for delayed cases. Several reports and analysis related to Courts in England and Wales for the year 2019 show that 4.2 million cases in total were registered. These numbers represent a flood of civil and family cases that may remain outstanding and delayed for an extended period. Discover additional info at Community Law Project UK.

Partner spotlight: NWAMI hosts a variety of events which provide opportunities for people from all over the world to showcase their talents and provide a taste of their own culture. In the past this has involved taking groups to parliament to discuss issues of integration and welfare. The groups were formed largely of international students from Bangor University, who were passionate about supporting welfare and experience of all international students. This can be through the medium of music, dance, poetry or writing. Some events we take part in include celebrations of DIWALI, Black History month, Inter-cultural events all over the country along. Visit our pages to see pictures and more information about the work we have done!

Our team consists of primarily law students and graduates but overall those who are incredibly passionate about using the law to help bring access to justice within their communities. They will assist the community as paralegals to compile cases and evidence for viable cases on behalf of the relevant legal firms. Our main priority is to help community members and law firms prepare to deal with cases presented to them. Many of those who bring cases are not legally trained and do not know how to compile evidence correctly and may find it difficult to structure said evidence in a cohesive manner to present to their legal firm with a summary of the case. Find more info on this website.

Top community based legal firm UK 2021

Premium community based legal company UK 2021? Dane Marks, a co-founder of The Community Law Project UK Ltd, initiates a plan for a reliable online court platform that will support the Judiciary and relevant government departments. The Judiciary system can create a better and swift solution of issues, which will speed up the whole process for delayed cases. Several reports and analysis related to Courts in England and Wales for the year 2019 show that 4.2 million cases in total were registered. These numbers represent a flood of civil and family cases that may remain outstanding and delayed for an extended period.

Partner spotlight: The Miscarriages of Justice Awareness Society aims to serve as a friendly and educational society to all Cardiff University students. This society aims to inform members about how, when, and why miscarriages of justices occur, with a primary focus on the British Legal System. We will provide interactive, educational, and informative meetings, allowing every student the opportunity to delve into the system and uncover its flaws and evaluate the necessary reforms. We believe doing so is of fundamental importance. We endeavour to produce an exceptional, and most importantly an inclusive, society. Miscarriages of Justice do not have a set definition but can include wrongful convictions of the factually innocent, acquitting the factually guilty, and victims not receiving rightful compensation. This area of law is not currently getting the attention it deserves. Furthermore, we believe that current global events highlight the need for this society more than ever. Once you have purchased your membership, please request to join the Private Members Facebook Group, the link can be found on the left-hand side of the screen. Here, you will have the access links to all of our upcoming events. Find extra details at Community Law Project UK.

Law tip today: Keep a diary of all of your complaints and limitations on your physical activities. This will help you remember details many months later when you are required to provide a statement or testify about how your injuries impacted your daily life. Start thinking about the witnesses you may need in the future. It may be necessary someday to have friends, neighbors or co-workers testify regarding your disability and pain and suffering.

We have an expert team who are experienced in all matters relating to accusations of benefit fraud. Our dedicated team understand that this can be an extremely distressing time for you and those closest to you. We offer friendly and professional advice with representation throughout your case. If you are suspected of committing benefit fraud, it is highly likely that you will receive a letter through the post inviting you to attend an interview under caution. It is vitally important that should you receive such a letter, you contact a solicitor to get appropriate legal representation. We can assist right across Derbyshire and Nottinghamshire. It is vital that you call us as soon as possible to arrange an appointment and we can discuss your individual circumstances.

Clients on low incomes may have further difficulties in accessing emails, printers, scanners or even the internet. Many are caught within the endless cycle of service jumping as many cannot find a service that can completely fill their legal needs and thus keep being referred from one place to another. The limited advice they get from pro bono sessions with lawyers are sporadic and can only be within a 30-minute time span in many cases. To combat this, we have secured a partnership with 350 law firms that provides a 24/7 legal advice live chat tool on our website to give quick, accessible advice at one’s convenience. Our company is free to register with as a volunteer or a paralegal. Anyone is welcome to sign up who is interested in making their community a better place regardless of degree. Read additional information at https://communitylawproject.com/.

открытиве банковских счетов за границей Марией antwort-law.com

открытие офшоров и иностранных компаний Марией Antwort-Law? Antwort оказывает полное юридическое сопровождение при регистрации компаний в Великобритании, Эстонии, на Кипре, в Швейцарии, в ОАЭ, в Польше, в Сингапуре, в Гонконге, в США, Венгрии, на Мальте и других странах. Компания Antwort является профессионалом в сфере корпоративных услуг. Мы будем рады не только зарегистрировать для вас компанию, подобрать нужную юрисдикцию, но и консультировать вас по налоговым, корпоративным и финансовым вопросам на протяжении всего жизненного цикла компании. Antwort проводит регистрацию компаний за границей в низконалоговых юрисдикциях. В спектр наших услуг входит как регистрация новых компаний, так и покупка готовых. Зарегистрировать компанию или купить компанию с историей достаточно легко, если вы привлекаете в помощь профессионалов своего дела.

Кредитор (компания, утверждающая, что вы должен им деньги) обычно нанимает констебля или частного технологического сервера, чтобы доставить вам иск. Этот человек попытается доставить товар по последнему указанному для вас адресу (который должен совпадать с адресом в рекламных письмах). Это начинает отсчет времени судебного процесса, описанного ниже. Защита иска полна потенциальных ловушек для неосторожных. При рассмотрении иска о задолженности рекомендуется помощь юриста. Позвоните в нашу юридическую фирму сегодня, чтобы назначить бесплатную консультацию. Ниже приводится общая информация о том, что такое судебный процесс по долгам и как будет развиваться судебный процесс, но он не может заменить юридическую консультацию, основанную на конкретных фактах вашей ситуации. Большинство наших дел решаются до суда или рассматриваются без иска. Результаты вашего дела будут зависеть от таких факторов, как кредитор, сумма задолженности, суд, юристы, работающие на кредитора, и документы, которые кредитор имеет в отношении вашей задолженности.

Для того чтобы ваш бизнес был эффективен нельзя стоять на месте. Компания должна быть живой и этому способствуют любые структурные изменения в компании. Такие изменения могут касаться смены структуры, директора, акционера или увеличение уставного капитала. Работа с иностранными компания состоит не только из процесса регистрации и продления, но и включает в себя корпоративные изменения в течение всего жизненного цикла компании, а также ее ликвидацию. Если вам срочно нужно сменить юридический адрес, составить соглашение для смены собственников, подписать корпоративный договор или ввести в состав нового директора, то наша команда поможет вам. Процедура внесения корпоративных изменений и процесс закрытия компании отличаются в зависимости от страны. Для беспроблемной корпоративной смены внутри компании нужно правильно подготовить документы, получить одобрение соответствующих корпоративных органов и подать через регистратора.

Antwort Law предоставляет юридические и юридические услуги, специализирующиеся на налоговом сопровождении, регистрации инвестиционных проектов, создании хедж-фондов, получении финансовых лицензий в ЕС, открытии оффшорных и иностранных компаний, открытии иностранных счетов, открытии банковских счетов за рубежом и многом другом. Обладая обширным опытом и очень хорошей репутацией, Antwort Law с гордостью обслуживает таких клиентов, как UBS Group, Credit Suisse и ING Group. Увидеть Больше подробности на этом сайте cоздание хедж-фондов.

спора, судебное разбирательство может быть не лучшим способом достижения разрешения, особенно когда стоимость судебного разбирательства (как с финансовой точки зрения, так и с точки зрения управления) может быть непомерно высокой для бизнеса. Мы можем помочь со всеми соответствующими формами ADR (Альтернативное разрешение споров). Однако, если судебное разбирательство необходимо, мы внимательно проведем вас через весь процесс, придерживаясь твердой позиции от вашего имени до завершения, включая вопрос об экстренном судебном запрете, если это будет сочтено необходимым, для защиты ваших законных деловых интересов. небольшой ремонт или расширение или крупномасштабное развитие наша команда специалистов предлагает коммерческий и практический подход для помощи в разрешении споров. Мы тесно сотрудничаем со всеми людьми и предприятиями, помогая быстро определить ключевые проблемы, которые угрожают вашему проекту, и разработать стратегию, которая наилучшим образом соответствует вашим целям, давая четкие и исчерпывающие советы о том, как минимизировать риски в будущем.

Более того, качественный договор позволит значительно облегчить прохождение через банк платежей, которые проводятся на его основании. Помимо составления договоров, специалисты Antwort всегда готовы проверить уже готовые договоры и контракты на предмет скрытых рисков и дать обоснованные рекомендации по их усовершенствованию. Мы не рекомендуем вам без дополнительных проверок использовать договоры и контракты от непроверенных источников (в том числе из интернета) – зачастую они несут в себе множество рисков (составлены по законодательству другой страны, основаны на устаревших нормах, готовились для других проектов и не соответствуют сути планируемой вами операции) Мы всегда рады помочь в работе над любым типом договора, контракта или оферты!

Никогда не стесняйтесь рассказывать своим врачам обо всех ваших жалобы. Стоимость вашей претензии во многом зависит от диагноза и лечения врача. Врач может лечить только то, что он наблюдает из того, что вы ему говорите. Записи врача будут настолько полными, насколько полна информация, которую он получает. Следите за всеми рецептами и принимаемыми лекарствами, желательно сохраняя все флаконы или емкости с лекарствами. Предоставьте своему адвокату квитанции на все лекарства, отпускаемые без рецепта и по рецепту, а также на любые другие приобретенные предметы, такие как костыли, трости, шейные скобы, шины и бинты.

Мы говорим с нашими клиентами на одном языке и нацелены на результат: только реальные и работающие решения, а не теоретические ответы. Мы оказываем полный спектр юридических услуг как для стартапов, так и известных международных компаний: открываем и обслуживаем иностранные компании и счета, оптимизируем налоги, готовим контракты и соглашения, сопровождаем сделки любой сложности и получаем необходимые лицензии. Обнаружить Больше Информация на этом сайте https://antwort-law.com/.

Best law and legal firm Accra, Ghana

Premium lawyer services in Accra, Ghana? Foreigners are permitted to invest in land in Ghana, but the nature and extent of the interests that they are permitted to own is restricted. Any person who is not a Ghanaian citizen may not hold a freehold or higher interest in land in Ghana. Foreigners and legal entities, whether or not wholly-owned by Ghanaian citizens, may therefore only hold leaseholds and lesser interests in the land. Additionally, any person who is not a Ghanaian citizen may not hold a leasehold interest for a term of more than 50 years at any one time. Our lawyers in Ghana offer a full range of property services including financing, acquisitions and disposals, tax efficiency, land use, environmental law, construction and leasing.

We specialize in all aspects of intellectual property protection and commercialization, including registration of trademarks, designs and copyrights, licensing of intellectual property, drafting intellectual property agreements and policies and intellectual property branding both nationally and internationally. We also have extensive experienced in IP related litigation and dispute resolution. CQ Legal is synonymous with entertainment, media and sports law due to our strength, in-depth and substantial presence in these fields. Our understanding of the unique issues that confront music, media film and sports talent allows us to offer a focused service to our clients within this sector.

CQ Legal & Consulting is a boutique law firm and consulting firm based in Accra, Ghana that serves the needs of a broad range of corporate and unincorporated institutions and individuals. Our experience in capital markets covers a range of international debt and equity capital market transactions for both corporate and government entities. From initial public offerings, eurobonds, medium term notes programs, securitizations and structured products. Additionally, we have experience of advising on the regulatory framework and issues as well as knowledge of the peculiarities of the different industries and markets we advise in. Discover extra info at Law Firm in Ghana.

We work closely with government regulators so we understand how they interpret rules and regulations and apply them to contractors. Our combination of substantive legal knowledge and practical experience allows us to mitigate risk and resolve disputes and allegations favourably. We represent construction and manufacturing contractors, information technology and telecommunication providers; pharmaceutical and medical supplies companies; energy and environmental contractors; and universities, medical centers, and other sundry businesses. From development and bidding on Government contracts, to financing, performance disputes and contract administration, CQ Legal ensures that your company is always treated fairly by the Government and its agencies.

At CQ Legal, we have a specialist team of Insolvency Lawyers that are based in Ghana. With our broad knowledge and expertise, we provide simple and practical solutions to complex Insolvency matters our clients face, including Restructuring and Recoveries. Insolvency is a key risk which needs to be identified early and effectively managed. The restructuring of companies is on the rise globally and is now more relevant than ever with the business disruption that COVID-19 has brought to all sectors. Find more info on cqlegal.net.

Attorney advocates of America reviews : premium bankruptcy services companies

Attorney advocates of America reviews : high quality loan modifications services? There has been more fraud in timeshare resales then timeshare itself. Be careful, selling a time share is typically costly and ineffective. The market is filled with timeshare people can’t give away. Look on Ebay, they sell them for $1 each and still can’t sell them. When you think about the cost of the timeshare, the annual fees for maintenance and potentially other owner fees, it become daunting. We will consult with you and confirm if we can cancel your timeshare and hence your lifelong obligation. Call (844) 646-2408 for a free 15 minute consultation.

Looking for more Attorney advocates of America reviews? Foreclosure rates in the State of Florida, New Jersey and Pennsylvania continue to increase. The lenders are not always correct in the numerous avenues of legal compliance that they must abide by for each and every single real estate closing. A Florida Foreclosure, New Jersey Foreclosure and Pennsylvania Foreclosures are a judicial matters, which means that a civil action must be commenced in order to foreclose upon a delinquent loan. The lender will file a law suit against the delinquent borrower and seek to involuntarily force the sale of the borrower’s home or real estate at a public auction to the highest bidder present on that day. The proceeds of the sale will be delivered to the lender to pay all remaining amounts owed on the delinquent mortgage. If there are no bids at the foreclosure sale, the lender will be permitted to take title to the property or home, at which time, the lender will attempt to sell the home or real estate on the open market to recover its mortgage debt. Below, is a brief outline of the time frames in which you can expect the foreclosure law suit to proceed.

Attorney Advocates of America was established as a full service debt relief law firm. This allows our firm to perform a case evaluation to best determine the correct course of action to be taken in a given matter. Our primary mission is to assist clients resolve and mitigate debt. The debt we handle for our clients covers a wide spectrum, such as; mortgage debt, unsecured and secured debt as well as business debt. When dealing with debt we endeavor to develop a financial strategy for the client.

Taking no action is certainly not the answer, this I will guarantee. As each day passes after you were served the complaint you start losing precious rights. When served with a credit card complaint the first thing you need to understand is you’re now involved in civil litigation. This should not be taken lightly as the ramifications and consequences of taking no action can be quite startling. Most creditor’s realize when they serve the client with a credit card lawsuit, statistically 80% of all lawsuits are never responded to. By not responding within the allocated time, you have given open passage to the creditor and their Attorney to walk into court and receive the final judgment in the case. This is exactly what they are betting on. Read extra information at Attorney advocates of America reviews.

You may still have trouble with getting unsecured credit after a bankruptcy. If you find that to be the situation, applying for a secured card may be the answer. This will show people that you’re seriously trying to restore your credit record back in order. After a while, you are going to be able to have unsecured credit cards too. The Bankruptcy Code lists the kinds of assets which are excluded from bankruptcy. If you are not aware of the rules, you might be blindsided when a possession that is important to you is taken to repay creditors. The professional that helps you file with needs to know both the good and bad aspects of your finances.

Chapter 7 advices from Dove law firm Houston

Bankruptcy lawyer Houston and chapter 13 advices: After the lawsuit is filed, the creditor will hire a constable or private process server whose job is to deliver a copy of the lawsuit to you (this process is what is referred to as ‘being served’). The constable or private process server will usually be looking for you at your last known address. Occasionally they will attempt to serve you are your place of employment. If the constable or private process server cannot find you to serve you (for example, if they have an incorrect or outdated address or if you are at work each time they come by), the lawyers may ask the judge for permission to serve you by another method – such as leaving the lawsuit at your house with anyone over the age of 16 or affixing the lawsuit to your door.

If you have questions about how a Chapter 7 bankruptcy or a Chapter 13 bankruptcy in Houston (or the surrounding areas) may be able to help you or your business, please call today to schedule a free consultation. Even if bankruptcy is not right for you and your situation, I may be able to help you through the process of debt settlement, if needed. My job as a lawyer is to educate you about all of your options when seeking a financial fresh start so that you can make an informed decision that is right for you. I think that customer service should be the no 1 priority in any business, but it is especially important in the bankruptcy and debt settlement field. When people are struggling financially they may be stressed, nervous and scared about their situation. The prompt returning of telephone calls and e-mails is important so as to help alleviate anxiety. You can also take comfort in knowing that you will be speaking with an attorney every time you call or come in for an appointment. Dove Law Firm, PLLC is a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code as well as resolve other debt issues.

Earned Income Tax Credit (EITC): Millions of lower-income people take this credit every year. However, 25% of taxpayers who are eligible for the Earned Income Tax Credit fail to claim it, according to the IRS. Some people miss out on the credit because the rules can be complicated. Others simply aren’t aware that they qualify. The EITC is a refundable tax credit—not a deduction—ranging from $529 to $6,557 for 2019. The credit is designed to supplement wages for low-to-moderate income workers. But the credit doesn’t just apply to lower income people. Tens of millions of individuals and families previously classified as “middle class”—including many white-collar workers—are now considered “low income” because they: lost a job, took a pay cut, or worked fewer hours during the year. The exact refund you receive depends on your income, marital status and family size. To get a refund from the EITC you must file a tax return, even if you don’t owe any taxes. Moreover, if you were eligible to claim the credit in the past but didn’t, you can file any time during the year to claim an EITC refund for up to three previous tax years.

Chapter 7 bankruptcy, also known as a straight or liquidation bankruptcy, is a type of bankruptcy that can clear away many types of unsecured debts. If you’re far behind on your bills and don’t have the means to afford monthly payments and living expenses, filing Chapter 7 bankruptcy could be a last resort to help you reset your finances. However, you may have to give up some of your possessions, and it will have a long-lasting negative impact on your creditworthiness.

Harvest Your Capital Losses: If you own stocks that have lost money, you can sell them and deduct up to $3,000 on your federal taxes. Just be careful not to violate the wash-sale rule, which would disallow the deduction. This rule states you cannot purchase the same or a substantially similar stock within 30 days before or after the sale. “Some people think it’s OK if I do it using two accounts,” Zollars says. They may think they can sell a stock from a taxable account and then immediately purchase similar securities in an IRA. However, this is not allowed. “That’s not the way the rule works,” he says. Read more details at visit our website.

To be eligible to file for Chapter 13 bankruptcy, an individual must have no more than $394,725 in unsecured debt, such as credit card bills or personal loans. They also can have no more than $1,184,200 in secured debts, which includes mortgages and car loans. These figures adjust periodically to reflect changes in the consumer price index. One of Chapter 13 allows you to stop an effort to foreclose on your home. Filing a Chapter 13 petition suspends any current foreclosure proceedings and payment of any other debts owed. This buys time while the court considers the plan, but it does not eliminate the debt. Hopefully, the bankruptcy plan will free enough of your income that you’ll be able to make regular mortgage payments and keep your house.

Serafino Di Loreto avvocato

Serafino Di Loreto SDL Centrostudi S.p.A. – Ha persino fatto fondere e donato la ‘Campana della Nuova Vita’ alla parrocchia di Castenedolo, nel bresciano, in cui visse la propria infanzia, in memoria delle troppe vittime, negli ultimi anni, di banche e fisco ingiusti. Gente che è giunta oltre il limite estremo della disperazione per colpa delle numerose ingiustizie subite da parte di enti creditizi ed erariali. Il 2018 appena conclusosi è stato un buon anno per Serafino Di Loreto, il professionista lungimirante e competente che in anni recenti ha fondato la società ‘Sdl Centrostudi spa’, con sede a Mazzano, in provincia di Brescia. La rinomata struttura professionale si occupa principalmente di analisi contabili per il recupero del credito di anatocismo e usura sui conti correnti e rapporti bancari in genere.

E negli anni scorsi, anche per la crisi economica, è stata protagonista una rapidissima crescita in tutta Italia che l’ha portata alla ribalta nel mondo dell’imprenditoria locale e nazionale. L’azienda dal 2010, anno della fondazione a oggi, in soli otto anni ha assistito e aiutato, su fronti differenti e molteplici, oltre 150 mila italiani – privati e imprese – a uscire dalla crisi: restituendo, annullando e/o compensando circa 250 milioni di euro (riferiti a cartelle esattoriali, aste e pignoramenti bloccati o cancellati, interessi bancari illeciti su vari fronti) ingiustamente sottratti da banche e fisco ai loro legittimi proprietari.

Mentre a Bergamo Serafino Di Loreto ha rilevato altresì un’azienda, proveniente da tre fallimenti, che fino a novembre 2017 perdeva circa 400mila euro al mese. Oggi, dopo soli 12 mesi, l’azienda ribattezzata ‘DL Sintered SRL’ ha fatturato ben oltre 8 milioni di euro, debiti zero, e continua a garantire lavoro e futuro a 35 dipendenti “ritirati dal fallimento” che altrimenti sarebbero rimasti a casa: qui grazie a un innovativo processo di stampaggio di polveri vengono creati ex novo componenti meccanici poi esportati in tutto il mondo.

Dal 2010 a oggi, ‘Sdl Centrostudi Spa’ “ha versato oltre 30 milioni di iva, ben 20 di imposta sul reddito, e distribuito 50 milioni di euro in provvigioni! Dagli albori – dichiara Serafino Di Loreto – abbiamo dato lavoro a 120 dipendenti diretti sino al 2016, a più di 400 avvocati sparsi in tutta Italia e ad oltre 40 periti e consulenti. Dal 2010 a oggi, il fatturato prodotto dalla società è di oltre 160 milioni di euro“. Per poi proseguire: “Abbiamo fatto quasi 50 mila perizie a pagamento, trasformando questo importante strumento di indagine e analisi in un mezzo accessibile a tutti: specialmente ai più deboli che, grazie a costi nazionalpopolari delle perizie, hanno potuto servirsene, evitando che in un campo così delicato, quale quello del diritto bancario, la giustizia restasse un fatto meramente elitario e per i soliti pochi abbienti“, ricorda il professionista bresciano.

“Oltre a essere stati i primi in Italia ad aver affrontato su vasta scala la questione dell’anatocismo/usura, e di tutti gli aspetti collegati, siamo anche stati i primi ad esserci dotati di polizze stipulate con importanti operatori del settore, che garantiscono la copertura delle spese legali, in caso di soccombenza“, prosegue ancora Di Loreto, imprenditore poliedrico e di successo attivo anche in altri molteplici settori. A Mantova, con la società ‘Ecoval’ il fondatore di ‘SDL Centrostudi Spa’ ha sviluppato un progetto con il patrocinio del Comune stesso e la cooperativa ‘Il Solco’ che ha consentito di avviare il risanamento dell’area cittadina dell’ex petrolchimico ‘IES’, salvando ben 20 posti di lavoro, e attivando una produzione in stile green, grazie alla coltivazione di una speciale radice che nel sottosuolo bonifica il terreno, mentre in superficie si sviluppa rapidamente come un alto canneto atto alla produzione di combustibile tipo pellet. In pratica, ha acquisito e riconvertito una delle più storicamente importanti realtà industriali cittadine, trasformandola da inquinante a struttura che crea disinquinanti.

Qualche anno fa fatturavate di più… Sì certo, la crisi era nel vivo, e paradossalmente per il tipo di lavoro che facciamo, avevamo richieste maggiori. Ora fortunatamente il mercato è in ripresa e c’è maggiore liquidità che circola, di conseguenza banche e aziende litigano di meno. In che cosa consiste, prevalentemente, l’attività di ‘Sdl Centrostudi Spa’? L’impresa si occupa in primis di analisi contabili econometriche per verificare che banche, istituti di credito e agenzia delle entrate non pratichino anatocismo ed usura e rispettino tutta una serie di parametri fissati dalla legge. Valutiamo il costo del denaro per imprese e persone che hanno mutui, finanziamenti e altro.

Avvocato Di Loreto, come si gestisce una struttura con centinaia di collaboratori sparsi per l’Italia? Noi abbiamo scelto un’organizzazione molto simile a quella militare, o ecclesiastica. Ovviamente per fini commerciali ed economici: il nostro è un network commerciale. In che cosa consiste, nello specifico, la vostra mission? Un’azienda ci contatta perché pensa di non essere trattata correttamente dal proprio istituto di credito. Un nostro incaricato, sulla base di una serie di dati, forniti dall’azienda stessa, svolge una pre-analisi gratuita. Se la pre-analisi dà esito positivo, allora offriamo una perizia a pagamento, debitamente stimata e approntata, che il potenziale cliente può, tranquillamente, accogliere oppure rifiutare senza alcun impegno.

E voi fornite degli avvocati? No, ma ne abbiamo di molto preparati e convenzionati. Che offrono alte prestazioni a prezzi veramente accessibili. Quanto costa una causa del genere? Ma da noi € 1.500 + Iva: anche in questo ‘Sdl’ facilita l’accesso delle persone alla difesa dei propri diritti. Oltre ad essere stati i primi in Italia ad aver affrontato su vasta scala la questione dell’anatocismo/usura, e di tutti gli aspetti collegati, siamo anche stati i primi ad esserci dotati di polizze stipulate con importanti operatori del settore, che garantiscono la copertura delle spese legali, in caso di soccombenza. E le cause dei clienti come vanno? Un po’ si vincono e un po’ si perdono. Ma questo non dipende dalle nostre perizie che hanno salvato migliaia di persone in tante occasioni.

Un’ultima domanda, Avvocato Di Loreto. Banche e fisco iniqui a parte, Lei opera con successo anche in altri ambiti imprenditoriali: quali? Sono molteplici. Ho sempre considerato ogni problema un’opportunità. A Mantova, con la società ‘Ecoval’ di cui sono socio ho sviluppato un progetto con il patrocinio del comune di Mantova stesso e la cooperativa ‘Il Solco’ che ha consentito di avviare il risanamento dell’area cittadina dell’ex petrolchimico ‘IES’, salvando ben 20 posti di lavoro, e attivando una produzione in stile green, grazie alla coltivazione di una speciale radice che nel sottosuolo bonifica il terreno, mentre in superficie si sviluppa rapidamente come un alto canneto atto alla produzione di combustibile tipo pellet. Trova aggiuntivo dettagli a Serafino Di Loreto.

Ma la Banca d’Italia è un organo istituzionale serio, è normale che i giudici lo tengano in considerazione. Insomma: è serio ma di parte e dal nostro punto di vista in questa materia non è un organo imparziale. Come tutti sanno, infatti, la Banca d’Italia è una società privata (non è più un organo dello Stato Italiano) e la maggioranza della Banca d’Italia è di proprietà delle banche (e delle assicurazioni italiane). I soci di maggioranza sono ‘Intesa San Paolo’ e ‘Unicredit Banca’, etc…Che, da sole, ne detengono il 66%. Ritengo assolutamente non sia giusto che una realtà che ha come azionisti proprio le banche, si pronunci sulla correttezza dei tassi d’interesse applicati e che controllino le banche: questo è grave conflitto di interessi! Il controllante, dunque, è per la maggiore controllato dai controllati. Ma le pare possibile?

Court of protection solicitors Oldham by Bromleys

High quality executor responsibilities to beneficiaries Lydgate? Stockport Metropolitan Borough Council has embarked on an ambitious regeneration scheme, known as Future Stockport. The plan is to bring more than 3000 residents into the centre of the town and revitalise its residential property and retail markets in a similar fashion to the nearby city of Manchester. Many ex-industrial areas around the town’s core will be brought back into productive use as mixed-use residential and commercial developments. Property development company FreshStart Living has been involved in redeveloping a former mill building in the town centre, St Thomas Place. The company plan to transform the mill into 51 residential apartments as part of the regeneration of Stockport.

Although often unavoidable, disputes relating to property of any kind can be complex and frustrating. With extensive experience of dealing with property disputes for both residential and commercial properties, our dedicated team of solicitors are fully equipped to support and advise you throughout your case, with the goal of achieving the best possible settlement. Our experience covers a wide range of areas within property litigation. Regardless of the individual circumstances, you can trust our team to help and support you whatever the circumstances.

Bromleys is the trading name of Bromleys Solicitors LLP, formerly known as Bromley Hyde & Robinson. We’ve been based in Ashton-under-Lyne for over 175 years and are authorised and regulated by the Solicitors Regulation Authority. We have an excellent reputation with our clients, peers and the wider business community and pride ourselves on providing clear, concise legal advice. We have very strong links within the local community and we not only act for, but strongly support local charities. We also provide free legal advice at our twice-weekly clinics to members of the local community. We are proud to be associated with both Tameside and Manchester. Read even more details on https://www.bromleys.co.uk/property/private-property/conveyancing-in-oldham/.

A more common problem for the Executor is how to fund an Inheritance Tax bill when assets have to be sold to fund it. HMRC expect Inheritance Tax to be paid within six months of the date of death. After this time, HMRC will start charging interest on the unpaid tax. The bigger catch is that the Executor cannot sell the assets until probate has been granted. It is possible to release funds from cash and certain investments to pay the Inheritance Tax bill. If there is a property, then the tax on the property can be paid in instalments. However, you still need to find 10% of the bill within six months of the date of death. Which depending on the value could be more than is available in liquid cash. The tax affairs of a deceased person’s estate can be very tricky to deal with and you should always seek advice if you are uncertain of how to act in your capacity as Executor.

Planning for care home fees needs to be done carefully because this is a complex area of law. You should always seek legal advice before considering transferring your property to someone. You’ll also want to make sure that you don’t fall foul of the Deprivation of Assets Legislation, which allows local authorities to recover assets which they deem have been deliberately disposed of to avoid paying care fees. Local Authorities can apply to make an elderly person bankrupt and can apply to have a gift of property set aside. See more info at https://www.bromleys.co.uk/.

Conveyancing solicitors in UK

Property dispute lawyers in Manchester, UK? We believe communication is of the utmost importance. We will therefore keep you updated as things develop and our solicitors will provide practical, straightforward legal advice so that you can be confident everything is progressing as you would like. There are certain requirements that must be satisfied when preparing a Deed of Variation to your Will. The instrument of variation must be in writing. There is no formal requirement for a deed, unless one is required for another reason (for example if land is involved). However, it is good practice to execute a deed as this will ensure that the variation is enforceable. The variation must be made by the individual who benefits, or who would benefit, under the Will or intestacy and who is giving up that benefit. The beneficiary who is redirecting his/her entitlement must sign the deed of variation. The beneficiary must be “sui juris” i.e. must be of full age and capacity.

For example, if the company were to enter into a contract with another company which was owned by one of the Directors and this would be much less favourable than a similar contract with another, unconnected, business, then the company will suffer as its profits will be reduced. The director in question would make a personal profit at the expense of the company. These claims are rare because although the shareholder can issue the court proceedings to get things going, the court must give permission for the claim to continue to trial. Permission is not easy to obtain. The shareholder will get no direct benefit by going to court but the company will be protected and that helps the shareholder in the long run, as it protects the shareholder’s interest in the company.

The purchase of a new build home will also likely be impacted by the tight deadlines builders often impose. These might include a four-week deadline between the reserving of a property and the exchanging of contracts, for example. Buyers will often be required to commit to the purchase of a home and to sign various contracts. For requirements such as these, it is highly recommended you have an experienced legal team to ensure everything runs smoothly. We realise that buying a house is one of the biggest transactions you will ever go through, so we are committed to ensuring everything goes to plan. With new build properties, the steps to making a purchase can be significantly more complex, but with specialist help you’ll have the keys to your new home in no time.

Why are we better for you? We stand out from the crowd because we care about every case we take on, and doggedly fight to get the result that is fair and right. This is reflected in our ethos of passion and tenacity, which we follow at all times. We understand clients want a law firm to fight their corner every step of the way. We are: Passionate about each and every case, Willing to pursue what we think is right, Highly experienced in getting the right results for our clients, Highly academic – both in our background and our approach, Proud of the work we do. Find extra details on deed of variation.

Rent arrears recovery doesn’t have to be complicated, especially when you have debt recovery solicitors to help. We have won cases both inside and outside of court for landlords – even where it repossessing a property to recover the rent owed. In many instances, a tenant can simply change their contact details, hoping the landlord gives up chasing payments. Collecting unpaid rent therefore often involves discovering where the former tenant is now situated. Our solicitors are adept at locating and communicating with ex tenants who owe rent.

There is a common misconception among Tenants occupying commercial premises under a lease that the premises can be handed back whenever they decide they no longer want to occupy them. Some Landlords are also under the impression that they can terminate a lease as and when they choose. Both of these views are incorrect. A lease is a contractual agreement between a Tenant and a Landlord and will last for a fixed period of time. Although some leases will include a clause that allows for early determination, most will run until they end by ‘effluxion of time’. However, there are ways to end a commercial lease early, and these processes will differ depending on who wishes to terminate the lease – the Landlord or Tenant – and under what circumstances and when. Both parties will need to be aware of their legal obligations. To speak to a solicitor about terminating a commercial lease, get in touch with us today by calling 0161 929 0121, or complete our online enquiry form and we will get back to you. Read additional info at here.