Time Warp News

Excellent key person income protection insurance products: Valuing the business: One of the key factors a business owner needs to consider when valuing their company for Shareholder Protection is their company’s cashflow. This refers to the money that is coming in and going out of the business on a regular basis, including revenue from sales and payments made for goods and services. A healthy cashflow is a good indicator of a strong business, as it shows that the company has enough money to cover its expenses and reinvest in growth opportunities. When valuing a company for Shareholder Protection, advisers will often use cashflow as one measure of how much the business is worth. Read additional information on https://advice4directors.co.uk/business-loan-insurance/.

When it comes to choosing the right amount of cover for a business, there are multiple types of insurance that need to be considered. Depending on the particular circumstances of the business, an effective cover plan could include multiple of profits insurance, allowing businesses to protect their profits if anything unexpected was to happen. Alternatively, multiple of salary would help to cover additional costs such as recruitment and replacement in the case of an employee leaving. Loan security is another key type of insurance which can ensure that any outstanding loan payments are managed and paid off should anything go wrong.

How Much Cover is Needed? When it comes to the amount of cover you need, it is important to reflect the amount that would be needed to pay the debt or loan back in full. To ensure you have the right level of protection, there are two main types of business loan protection insurance available; level and decreasing. Level protection is suitable if your debts stay at a consistent level over a set period, such as with an interest only mortgage. Decreasing protection allows you to address your liabilities in smaller amounts which makes more sense when responding to repayments on longer-term loans such as car finance. Business loan protection can provide significant support during a financially challenging time, allowing the continuity of trading while deferring payments on those outstanding debts. It’s vital that all businesses review their current debt levels regularly and consider the implications if one or more were suddenly unable to be paid off quickly, before selecting an appropriate level of loan protection insurance.

Shareholder Benefits: Above we looked at how the insured persons spouse or family would benefit but how about the remaining shareholders of the limited company? If we look at the above we mentioned that the insured person’s spouse now owning 33% of the shares that they cannot sell they might instead want to get involved in the business. For the remaining shareholders this can cause a problem as they might not get along with the spouse, the spouse might not have the experience, knowledge and might not be a good fit for the business. This situation can be a threat to the business success.

Insurance provides peace of mind to businesses that their investment will remain secure even if something unforeseen were to occur in regards to any important employees involved in the company’s operations. So should these employees become scarce due to critical illness or death, such policies can provide much-needed financial aid by paying an outstanding loan amount in full – something that would otherwise not be possible. As such, taking out an insurance policy when any major loans have been secured can act as both a form of protection for companies and for the individuals associated with them too.

Who are the Key Persons of Business? The concept of a key person is essential for any business. A key person is someone whose skills, knowledge, experience or leadership are vitally important to the long-term financial success of a company. Examples include company directors, sales directors, IT specialists and managing directors. Companies normally have several key people within their organization who provide expertise in various areas and drive development. Moreover, these individuals are very hard to replace and should something happen to one of them it could potentially cause major financial strain on the business. Find more details at Key Person Income Protection Insurance.

Relevant Life Policy: A highly tax efficient way of offering life cover for company directors. Can now also cover illnesses with the optional employee significant illness cover. Written in trust to ensure tax free payouts. Key Person Income Protection Insurance: Long term illness of a key person can affect both the income of a business and also in many cases the employee also needs paying. Key person income protection can cover the business for loss of income whilst the employee is not working.

High quality Fiverr fee calculator right now: Bills have an expiry date: There is an end date on each bill. Bills only work for a certain amount of time. They are only good for a certain amount of time, after which the customer is no longer required to pay the bill. On the other hand, there is no end date for billing invoices. What is the difference between an invoice and an estimate? An invoice is a document that states the goods or services provided, the total amount due for payment, and the terms of payment. An estimate is a document that provides a rough calculation of the cost of goods or services before they are provided. An estimate is typically given to a customer before work begins, while an invoice is issued after the work is completed. See more details https://www.feecalculatorbuzz.com/p/gumroad-fee-calculator.html.

When it comes to online payments, there are many things that can go wrong with a payment method. Whether a subscription payment on Stripe fails or a payment is only partially made, it can be annoying for both the customer and the business. In this blog post, we’ll talk about the most common reasons why Stripe payments fail and what you can do to fix the problem. How do I deal with failed subscription payments on Stripe? Stripe subscription payments that don’t go through can be caused by a number of things, like an expired credit card, not enough money in the account, or a mistake with the bank account. You can fix the problem by asking the customer to update their payment information or by asking their bank for help. You can also try to get the customer to sign up again for the service or product, or you can set up a retry schedule for payments that don’t go through.

Direct Deposit lets both the employer and the employee get their money faster. With Direct Deposit, funds are transferred electronically from your bank account and show up in the employee’s account on the pay date faster than a paper check. All you need is an account number. This means that the employer doesn’t have to wait for employees to come to the office to pick up their payday paper check to clear. This also helps the business bring in more money.

When you pay for goods or services with Venmo, you pay a small fee. The fee changes based on the type of transaction and whether or not a credit or debit card is used to pay. Most of the time, Venmo’s fees are lower than those of other mobile payment apps and old-fashioned ways to pay. This makes Venmo a good choice for businesses, especially small and medium-sized businesses, because it saves them money. If a customer isn’t happy with a Venmo purchase, they can either ask for a refund or dispute the charge. The customer service team at Venmo will look at the request and decide what to do based on the information given. The goal of this process is to be fair and clear for both the customer and the business.

In conclusion, both Stripe and Shopify Payments are reliable payment processors with a variety of features to meet the needs of different businesses. The best choice for your business will depend on your needs and priorities, such as fees, supported countries, integration with other tools, security, and customer support. It’s important to think carefully about each choice and pick the one that fits your business best. How a banking customer can enroll? You will need to sign up with your financial institution before you can set up Direct Deposit for your employees. This usually involves filling out an application and giving information about your business, such as your employer identification number (EIN) and the number of employees you have. You may also be asked to show proof of your business’s bank account, such as a cancelled check, social security or a deposit slip.

Promotion and marketing: Venmo gives businesses a number of ways to advertise and market their goods and services. This includes things like Venmo QR codes, which let customers pay easily by scanning a code. Businesses can also list their goods and services on the Venmo app, which makes it easier for customers to find them and buy them. Also, businesses can reach more people and make more sales by using Venmo’s social features, like the ability to share transactions on social media.

There are three kinds of bills that can help you keep track of your spending: The bill you send to the company for the work you did; You get a bill for your expenses from your bank. You can get your bill online. Let’s talk briefly about each of them: Bill that you send to the company for your services: This is the most common type of bill, and almost every business uses it to keep track of their spending. In this situation, you will have to pay for the services you got. Bill that you get through your bank for your expenses: If you have a checking account, this type of bill can be used to keep track of your transactions. The bill you get from your bank will help you keep track of how much you spend. Bill that you get online: If you don’t have a checking account but have a credit card, you can use this bill to keep track of your spending. Your credit card bill can help you keep track of how much you spend. See additional information on https://www.feecalculatorbuzz.com/.

High quality micro-payments services: Embracing the Future with ClickMicroPaymentCash – Mobile micro-payments are not just a trend; they represent the future of digital commerce. As the frequency and variety of these transactions continue to grow, platforms like ClickMicroPaymentCash will play an essential role in shaping the digital economy. The world is rapidly moving towards a mobile-first approach, where convenience, speed, and efficiency are valued above all. In this paradigm shift, micro-transactions emerge as the unsung heroes, facilitating a multitude of digital interactions. With 클릭소액결제현금화 or ClickMicroPaymentCash, you’re not just joining a platform; you’re embracing a vision – a vision where every small transaction is acknowledged, valued, and seamlessly transformed. Dive into the world of 소액결제현금화 with us, and let’s shape the future of digital commerce together. Find more information on https://www.clicksurepayments.com/.

Navigating the Digital Archipelago with ClickMicroPaymentCash! Imagine a vast ocean, dotted with countless islands of varying sizes. These islands represent our digital transactions, with the grand continents symbolizing those significant purchases and subscriptions. But sprinkled amidst them, almost like hidden treasures, are the tiny islets – representing the myriad of micro-transactions that grace our digital seas daily. As intrepid navigators of this vast expanse, “소액결제현금화안내” or ClickMicroPaymentCash acts as your trusty compass, guiding you through the waters of 소액결제현금화, ensuring you never lose sight of your treasures.

Weaving the Future, One Thread at a Time – As our digital world spins faster, the tapestry becomes even more rich and complex. Platforms like ClickMicroPaymentCash will stand as master weavers, guiding the loom of future digital narratives. In the sprawling gallery of the digital age, while grand portraits may catch the eye, it’s the intricate tapestries that truly captivate the soul. 클릭소액결제현금화 or ClickMicroPaymentCash extends an invitation to be part of this artful journey. Together, let’s weave the tales of micro-transactions into a masterpiece, creating a legacy that resonates through the ages.

Why Let ClickMicroPaymentCash Conduct Your Digital Ballet? Tuned to Perfection: Recognizing the delicate intricacies of mobile transactions, ClickMicroPaymentCash is finetuned to resonate with the frequencies of these swift exchanges, ensuring a harmonious transformation process. A Safety Waltz: The dance floor of the digital realm can sometimes be fraught with unexpected pitfalls. ClickMicroPaymentCash ensures your dance is unhindered, wrapping your transactions in a cocoon of top-notch security.

For our Korean readers:

안전한 이용을 위한 조언 – 서비스 선택 시, 신뢰도와 이용 약관, 개인정보 보호 방침 등에 주의를 기울이는 것이 중요합니다. 소액결제현금화클릭은 이 모든 요소를 고려하여 최상의 서비스를 제공하고자 합니다. 이렇게 독창적이면서도 내용의 주요 포인트를 살린 원고를 제작하였습니다. 내용과 구조에 맞게 필요한 부분을 추가하거나 수정하여 사용하시기 바랍니다. 소액결제 현금화의 필수 안내 – 디지털 시대의 급속한 발전 속에서 소액결제 현금화는 많은 사람들의 관심을 받는 핵심 서비스가 되었습니다. 이 글에서는 소액결제 현금화의 중요성, 이용 시 주의사항, 그리고 최적의 서비스 선택 방법에 대해 자세히 알아봅니다.

클릭 소액결제 현금화: 디지털 자산의 안전한 변환 – 소액결제 현금화 클릭은 디지털 시대의 필수 서비스로 부상하며, 휴대폰 정보이용료 변환의 리더입니다. 여러분의 디지털 자산을 안전하게, 그리고 효율적으로 현금으로 바꾸는 서비스를 제공합니다. 디지털 자산과 소액결제의 활성화 디지털 기술의 발전과 함께, 소액결제가 우리 생활의 중심에 섰습니다. 특히, 클릭 소액결제 현금화는 이 분야에서의 투명하고 신뢰할 수 있는 파트너입니다. 클릭 소액결제 현금화란? 휴대폰 결제의 변환: 사용자의 축적된 포인트, 쿠폰, 기프트카드 등의 디지털 자산을 현금으로 변환하는 중심적인 서비스입니다. 통신요금과의 연계: 사용자의 디지털 결제는 통신요금에 통합, 청구됩니다.

소액결제 현금화의 정의와 중요성 디지털 결제 방식이 발전하면서, 소액결제는 더욱 중요해지고 있습니다. 소액결제현금화클릭은 이런 소액결제 자산을 현금으로 환전하는 최적화된 서비스를 제공하며, 디지털 환경에서의 편리함과 현실 세계에서의 유용성을 결합합니다. 글로벌 소액결제 트렌드와 현금화 세계적으로 소액결제의 활용은 폭발적으로 증가하고 있습니다. 온라인 쇼핑, 게임, 디지털 서비스 등 다양한 플랫폼에서의 결제는 이제 생활의 일부가 되었습니다. 이렇게 축적된 디지털 자산의 현금화는 소액결제현금화클릭을 통해 신속하게 진행됩니다. 세부 이 웹사이트에서 소액결제.

신뢰성 있는 현금화 업체의 선택 – 사용자 리뷰와 평판: 신뢰성 있는 업체를 선택하는 첫걸음은 사용자의 리뷰와 평판을 확인하는 것입니다. 이를 통해 업체의 서비스 품질과 안전성을 평가할 수 있습니다. 거래 이력과 신뢰성: 오랜 거래 이력과 높은 신뢰도를 보유한 업체를 우선적으로 고려하는 것이 좋습니다. 다양한 현금화 방법에 대한 깊은 탐색 온라인 플랫폼: 인터넷 상에는 다양한 현금화 플랫폼이 있습니다. 각각의 플랫폼은 다른 현금화 방법, 수수료, 처리 시간을 제공하므로 주의 깊게 비교해야 합니다. P2P 거래: 개인 간의 직접 거래로, 중개 수수료를 절약할 수 있지만, 거래의 안전성에 대한 검증이 필요합니다.

거래 안전성: 안전하지 않은 플랫폼이나 개인 거래에서는 사기 위험이 있으므로, 항상 신뢰할 수 있는 플랫폼과 거래자를 선택해야 합니다. 미래의 소액결제 현금화 트렌드와 전망 블록체인과 암호화폐의 활용: 블록체인 기술은 거래의 투명성과 안전성을 높여줍니다. 암호화폐의 활용은 전세계적인 소액결제 현금화를 더욱 디지털 시대의 소액결제 현금화: 깊은 이해와 전략적 접근을 위한 포괄적 가이드 디지털 환경은 우리의 생활 양식을 변화시켰습니다. 소액결제현금화는 그 변화의 중심에 있으며, 이제 ‘소액결제 현금화’는 거의 모든 사람에게 익숙한 용어가 되었습니다. 디지털 쇼핑, 앱 구독, 온라인 서비스 이용; 이 모든 분야에서 소액결제는 필수입니다. 그렇다면 이런 패러다임 속에서 어떻게 최적의 현금화 전략을 세울 수 있을까?

소액결제의 성장 배경 프론트리어의 탐색: 초기 인터넷 시대부터 시작된 소액결제는 디지털 컨텐츠의 성장과 함께 그 중요성을 높여왔습니다. 사용자 경험의 중요성: 사용자는 빠르고 간편한 결제를 선호합니다. 이러한 트렌드는 소액결제의 성장을 가속화시켰습니다. 신뢰성 있는 현금화 업체 선정의 깊은 고려사항 거래 이력과 거래량: 오랜 거래 이력과 높은 거래량은 업체의 안정성과 신뢰성을 나타냅니다. 사용자 커뮤니티와 피드백: 실제 사용자들의 피드백과 업체와의 상호작용은 해당 업체의 서비스 품질을 가늠할 수 있는 중요한 지표입니다. 다양한 현금화 경로의 탐색과 분석

개인정보 보호: 개인 정보는 최소한만 제공하고, 불필요한 정보는 제공하지 않는 것이 좋습니다. 디지털 시대의 소액결제 현금화: 안전하고 현명한 선택을 위한 가이드 디지털 시대가 급속도로 진화하면서, ‘소액결제 현금화’는 많은 사람들에게 필수적인 선택이 되어 가고 있습니다. 온라인 쇼핑부터 앱 이용료, 디지털 콘텐츠 구매에 이르기까지, 소액결제의 활용도는 점점 더 높아지고 있습니다. 그렇다면, 이러한 디지털 트렌드 중에서 어떻게 안전하고 현명한 소액결제 현금화를 선택할 수 있을까? 신뢰성 있는 현금화 업체 선택: 소액결제 현금화의 첫 번째 원칙은 신뢰성입니다. 불법 행위의 위험을 피하고, 안전하게 현금화를 진행하기 위해서는 업체의 신뢰성을 철저히 파악해야 합니다.

미래의 디지털 숲 탐험 디지털 세계의 경계는 계속 확장되고 있습니다. ‘클릭소액결제현금화’는 계속해서 새로운 길을 찾아내고, 숲의 보물을 발견하는 데 도움을 줄 것입니다. 결론 디지털 숲은 그 깊이와 넓이 때문에 가끔은 압도적으로 느껴질 수 있습니다. 그러나 그 안에는 수많은 작은 보물들이 숨어 있습니다. ‘클릭소액결제현금화’와 함께라면 이 숲에서의 모든 소중한 경험과 발견을 즐길 수 있을 것입니다. 함께 숲을 걸으며 미래의 디지털 세계를 탐험해보세요. 디지털 시대의 소액결제 현금화: 진지한 고려와 전략적 접근을 위한 완전한 가이드

NFT for sale marketplace services by niftyocean.com: Welcome to NiftyOcean, the most dynamic and imaginative fusion of the physical and digital worlds. We are a cutting-edge Non-Fungible Token (NFT) marketplace that uses blockchain technology to completely change the way that art, culture, and digital products are produced, distributed, and owned. We at NiftyOcean believe that technology has the ability to revolutionize society and that creativity has limitless possibilities. Our platform was created to unite those two forces by giving artists, makers, collectors, and enthusiasts a fresh method to engage with works of art and digital assets in a public, open, and safe space. Discover additional details at Buy NFT.

NFTs shift the crypto paradigm by making each token unique and irreplaceable, making it impossible for one non-fungible token to be “equal” to another. They are digital representations of assets and have been likened to digital passports because each token contains a unique, non-transferable identity to distinguish it from other tokens. They are also extensible, meaning you can combine one NFT with another to create a third, unique NFT. Perhaps the most famous use case for NFTs is that of cryptokitties. Launched in November 2017, cryptokitties are digital representations of cats with unique identifications on Ethereum’s blockchain. Each kitty is unique and has a different price. They “reproduce” among themselves and create new offspring with other attributes and valuations compared to their “parents.” Within a few short weeks of their launch, cryptokitties racked up a fan base that spent $20 million worth of ether to purchase, feed, and nurture them. Some enthusiasts even spent upward of $100,000 on the effort.6 More recently, the Bored Ape Yacht Club has garnered controversial attention for its high prices, celebrity following, and high-profile thefts of some of its 10,000 NFTs.

There is no guarantee that an investor won’t be on the losing end of a scam when investing in an ICO. To help avoid ICO scams, you can: Make sure that project developers can clearly define what their goals are. Successful ICOs typically have straightforward, understandable white papers with clear, concise goals. Look for transparency. Investors should expect 100% transparency from a company launching an ICO. Review the ICO’s legal terms and conditions. Because traditional regulators generally do not oversee this space, an investor is responsible for ensuring that an ICO is legitimate. Ensure that ICO funds are stored in an escrow wallet. This type of wallet requires multiple access keys, which provides useful protection against scams.

Key Features of NFT : Digital Asset – NFT is a digital asset that represents Internet collectibles like art, music, and games with an authentic certificate created by blockchain technology that underlies Cryptocurrency. Unique – It cannot be forged or otherwise manipulated. Exchange – NFT exchanges take place with cryptocurrencies such as Bitcoin on specialist sites. Cryptopunks is a notable example of an NFT. It enables you to buy, sell and store 10,000 collectibles with proof-of-ownership.

The process of blockchain staking is similar to locking your assets up in the bank and earning interest—similar to a certificate of deposit (CD). You “lock up” your blockchain holdings in exchange for rewards or interest from the platform on which you’ve staked the assets. Many exchanges and platforms offer staking, with both centralized and decentralized options. You can even stake blockchain from some hardware wallets. The lowest risk option for staking would be to stake stablecoins. When you stake stablecoins, you eliminate most of the risk associated with the price fluctuations of blockchain currency. Also, if possible, avoid lockup periods when staking.

The variety of US individuals elevated from 12% in 2021 to 18% in 2022. Yet, lower than one third of the US inhabitants remains to be unaware of what NFTs are. Forty-three p.c of NFT individuals come from prosperous households with incomes of $100K or extra. NFT gross sales in major and secondary markets, excluding LooksRare, exceed $23 billion in 2022. Most NFT homeowners now purchase them for show on social media and collections. This is completely different from earlier in the NFT cycle, when individuals purchased and traded NFTs as speculative investments.

The real-world value of cryptocurrency is finding reinforcement in more than just the retail and service establishments that now accept Bitcoin. Adoption is also occurring in far-reaching and institutional ways that promise to incorporate blockchain technology into fundamental infrastructural aspects of our financial markets. For instance, in the fall of 2021, leading accounting firm Deloitte announced a new partnership with an up-and-coming cryptocurrency token called Avalanche (AVAX). According to pymnts.com, “The Deloitte partnership will leverage the Avalanche blockchain for better security, accuracy and speed for Federal Emergency Management Agency funding, while also assisting state and local governments who want to streamline disaster reimbursement applications.” Partnerships like this highlight the faith that a growing number of large, traditional financial entities are vesting into the concept of cryptocurrency. And as a bonus, for those invested in tokens that join such partnerships, spikes in value tend to follow such announcements. For instance, Avalanche tokens surged to double their value in the days after this deal was forged. Discover extra information at niftyocean.com.

As an investment strategy, cryptocurrency absolutely carries higher risk and is a great deal more volatile than investment in traditional currencies or stocks. This means that while the potential is there for an extremely fast profit and an enormous return on your investment, the very same rule applies to the speed with which you could lose it all. Individual tokens, and indeed the entirety of the crypto landscape, can go through rapid rises in price followed immediately by sharp plummeting in value, all in a matter of minutes or hours.

Since you don’t have to register for an account at a financial institution to transact with cryptocurrency, you can maintain a level of privacy. Transactions are pseudonymous, which means you have an identifier on the blockchain — your wallet address — but it doesn’t include any specific information about you. This level of privacy can be desirable in many cases (both innocent and illicit). That said, if someone connects a wallet address with an identity, all of the transaction data is public. There are several ways to further mask transactions, as well as several coins that are privacy-focused to enhance the private nature of cryptocurrency.

Premium rare NFT acquisition services: Why do people buy NFTs? NFTs are considered a safe investment option. These tokenized assets are accessible to everyone. They empower you with basic usage rights. Moreover, most buyers invest in them because they believe the assets will hold value in the future. What are the best ways to make money from NFTs? Some of the best ways to maximize the return from NFTs include Renting, Earning royalties, Trading NFTs, NFT gaming and Adopting NFT-powered yield farming. Find additional details at NFT marketplace.

We are aware that blockchain technology raises environmental risks. NiftyOcean is dedicated to conducting business properly, which is why we’re always looking into energy-efficient options and trying to lessen our influence on the environment. As vast and boundless as the ocean itself is the future of NiftyOcean. We are always advancing through innovation and evolution. In order to provide the finest platform for purchasing, selling, and appreciating the amazing world of NFTs, we consistently adapt and improve by listening to our community of artists, makers, and collectors. Join us as we set sail on this thrilling adventure and plot a course through the uncharted NFT world. You are highly welcome to Nifty Ocean.

Cryptocurrencies are tokens as well; however, the key difference is that two cryptocurrencies from the same blockchain are interchangeable—they are fungible. Two NFTs from the same blockchain can look identical, but they are not interchangeable. NFTs (non-fungible tokens) are unique cryptographic tokens that exist on a blockchain and cannot be replicated. NFTs can represent digital or real-world items like artwork and real estate. Tokenizing these real-world tangible assets makes buying, selling, and trading them more efficient while reducing the probability of fraud. NFTs can represent individuals’ identities, property rights, and more. Collectors and investors initially sought NFTs after the public became more aware of them, but their popularity has since waned.

Even if anyone can establish and launch an ICO, that doesn’t mean everyone should. So if you’re thinking about organizing an initial coin offering, ask yourself if your business would substantially benefit from one. ICO activity began to decrease dramatically in 2019, partly because of the legal gray area that ICOs inhabit.1 Investors can research and find ICOs in which to participate, but there is no surefire way to stay abreast of all the latest initial coin offerings. You can use websites like TopICOlist.com and websites that compare different ICOs against one another. The Securities and Exchange Commission (SEC) can intervene in an ICO, if necessary. For example, after the creator of Telegram raised $1.7 billion in an ICO in 2018 and 2019, the SEC filed an emergency action and obtained a temporary restraining order, alleging illegal activity on the part of the development team. In March 2020, the U.S. District Court for the Southern District of New York issued a preliminary injunction. Telegram was ordered to return $1.2 billion to investors and pay a civil penalty of $18.5 million.

While this may not differ dramatically from catalyzing events in the traditional stock market which may result in rapid gains or losses, fluctuations in cryptocurrency are often more sudden, less predictable, and in some cases, less readily explainable than movements in the traditional market. A major reason for this is that cryptocurrency is still very much in an adoption phase today. As companies, industries and whole nations make decisions to adopt or eschew certain cryptocurrencies, the impact on token value in the marketplace can be abrupt and dramatic.

Unless someone gains access to the private key for your crypto wallet, they cannot sign transactions or access your funds. However, if you lose your private key, there’s also no way to recover your funds. Furthermore, transactions are secured by the nature of the blockchain system and the distributed network of computers verifying transactions. As more computing power is added to the network, it becomes even more secure. Any attack on the network and attempt to modify the blockchain would require enough computing power to confirm multiple blocks before the rest of the network can verify the ledger’s accuracy. For popular blockchains such as Bitcoin (CRYPTO:BTC) or Ethereum (CRYPTO:ETH), that kind of attack is prohibitively expensive. Instances of hacked cryptocurrency accounts are usually tied to poor security at a centralized exchange. If you keep your crypto assets in your own wallet, it’s far more secure.

One could make the argument that trading and investing are the same thing. But they’re often differentiated, to a degree, by time horizons—traders are looking to make a relatively quick profit, while investors may only make a handful of changes to their portfolios per year. Nonetheless, day trading can be another way to make money with blockchain currency, just like it is with stocks or other securities. Day traders buy and sell assets within the same day, in order to try and score a quick profit. This is a risky strategy since it’s hard to know how blockchain currency values could change in any given day or overtime. You can start day trading on any exchange today; all you need to do is to sign up, buy some assets, analyze, and you’re all set. You can also start trading through an automatic trading platform like bitcoin profit which allows users to decipher the signals emitted by the trends on bitcoin and other blockchain currencies and start to perform successful small trader.

What was once only used by a handful of marketers is now being used by almost every business that exists digitally. Some influencers’ influence, whether through Tiktok to, Instagram or YouTube, or companies collaborating with these users, can generate a great ROI. Businesses should be careful when understanding exactly what type of influencers they need for their brand. Marketers can fall short with this type of marketing because they’ve chosen the wrong individuals who don’t have the relevant audience or reach.

Just a few short years ago, cryptocurrency seemed to the outside observer an incomprehensible idea. How could this invisible, virtual form of currency carry any value in the real world? Even today, there are those with a controlling interest in the centralized financial markets who doubt the legitimacy of cryptocurrency. However, perhaps the reality which most drives home the actual value of cryptocurrency is the fact that a growing number of merchants—both online and in brick-and-mortar establishments—now accept Bitcoin and several other prominent tokens. In other words, it is now possible to walk into a store—look for the Bitcoin sticker on the front window or door—and purchase actual goods simply by transferring the requested sum to a merchant. You can do the same at a growing number of e-commerce websites as well. There are more businesses and establishments who accept cryptocurrency all the time, a fact which has attached actual, meaningful, real-world value to digital tokens. Discover extra info at https://niftyocean.com/.

Top rated NFT sell provider: Why Are NFTs Becoming Popular? NFTs have actually been around since 2015, but they are now experiencing a boost in popularity thanks to several factors. First, and perhaps most obviously, is the normalization and excitement of cryptocurrencies and the underlying blockchain frameworks. Beyond the technology itself is the combination of fandom, the economics of royalties, and the laws of scarcity. Consumers all want to get in on the opportunity to own unique digital content and potentially hold them as a type of investment. See additional information on Buy NFT.

A love of digital art and a hope for its future gave birth to NiftyOcean. Our company’s founders, a group of blockchain evangelists and art connoisseurs, recognized the huge potential in using blockchain technology and decentralization principles in the realm of art and digital commerce. When NiftyOcean was introduced in 2023, the digital world experienced a fresh wave of innovation. Our goal is to empower creators, democratize access to digital art and assets, and offer a vibrant forum where originality and innovation are cherished and recognized. In order to facilitate direct, peer-to-peer exchanges that are advantageous to all parties, we are dedicated to lowering the barriers between artists and collectors.

Benefits of Non-Fungible Tokens: Perhaps, the most apparent benefit of NFTs is market efficiency. Tokenizing a physical asset can streamline sales processes and remove intermediaries. NFTs representing digital or physical artwork on a blockchain can eliminate the need for agents and allow sellers to connect directly with their target audiences (assuming the artists know how to host their NFTs securely). NFTs can also be used to streamline investing. For example, consulting firm Ernst & Young has already developed an NFT solution for one of its fine wine investors—by storing wine in a secure environment and using NFTs to protect provenance.

Boxing superstar Floyd Mayweather Jr. and music mogul DJ Khaled once promoted Centra Tech, an ICO that raised $30 million at the end of 2017.6 Centra Tech was ultimately deemed a scam in court, resulting in the two celebrities settling charges with U.S. regulators, plus three Centra Tech founders pleading guilty to ICO fraud. Investors seeking to participate in ICOs should familiarize themselves with cryptocurrency and understand everything about an ICO before participating. Because ICOs are barely regulated, prospective investors should exercise extreme caution when investing.

Cryptocurrency represents a new mode of doing business that removes certain fees, regulations, and risks from the global e-commerce sphere. In doing so, the numerous different digital tokens that have emerged (many promoting their own innovations around the use of DeFi) have invited massive speculation and investment. In addition to the massive growth in value of the original cryptocurrency token—Bitcoin—countless other currencies have emerged and generated their own value.

All cryptocurrency transactions take place on the publicly distributed blockchain ledger. There are tools that allow anyone to look up transaction data, including where, when, and how much of a cryptocurrency someone sent from a wallet address. Anyone can also see how much crypto is stored in a wallet. This level of transparency can reduce fraudulent transactions. Someone can prove they sent money and that it was received or they can prove they have the funds available for a transaction.

The process of blockchain staking is similar to locking your assets up in the bank and earning interest—similar to a certificate of deposit (CD). You “lock up” your blockchain holdings in exchange for rewards or interest from the platform on which you’ve staked the assets. Many exchanges and platforms offer staking, with both centralized and decentralized options. You can even stake blockchain from some hardware wallets. The lowest risk option for staking would be to stake stablecoins. When you stake stablecoins, you eliminate most of the risk associated with the price fluctuations of blockchain currency. Also, if possible, avoid lockup periods when staking.

When it comes to digital marketing, a hot trend in 2023 will likely involve businesses being more proactive in gathering intel through various practices. For example, form building can help find out information from your customers that could influence your next product launch or service. Email marketing is, by far, one of the best marketing methods currently being used. With 89% of marketers using email marketing primarily for generating leads, it’s a trend that will continue thriving into 2023. Almost everyone has an email account, making it highly accessible for brands and businesses to connect with their customers.

Just a few short years ago, cryptocurrency seemed to the outside observer an incomprehensible idea. How could this invisible, virtual form of currency carry any value in the real world? Even today, there are those with a controlling interest in the centralized financial markets who doubt the legitimacy of cryptocurrency. However, perhaps the reality which most drives home the actual value of cryptocurrency is the fact that a growing number of merchants—both online and in brick-and-mortar establishments—now accept Bitcoin and several other prominent tokens. In other words, it is now possible to walk into a store—look for the Bitcoin sticker on the front window or door—and purchase actual goods simply by transferring the requested sum to a merchant. You can do the same at a growing number of e-commerce websites as well. There are more businesses and establishments who accept cryptocurrency all the time, a fact which has attached actual, meaningful, real-world value to digital tokens. Discover additional details at https://niftyocean.com/.

Mortgage for non uk residents providers 2023: Where can you find a mortgage? Financial companies offer mortgages; banks and building societies lend most UK mortgages. You can get a mortgage directly from the lender; use our comparison tables to find the right one for you. Through a broker: Alternatively, you could find a mortgage and get advice from a mortgage broker or independent financial adviser. Some are whole-of-market, which means they can offer mortgages from every lender, and some offer exclusive deals. See even more info at Variable Rate Mortgages

How to manage your new mortgage: Once you move into your new home you will need to start making monthly repayments on your mortgage. If you miss any payments, the amount you owe could increase and your credit record could be damaged. If you fall too far behind your lender could repossess your house. If you set up a direct debit to pay your mortgage, you will never miss a payment as long as there is enough money in your bank account. Here is how to manage your mortgage so you can keep up with your repayments and make sure you are always on the best deal.

A personal loan is a type of unsecured loan that can help you in any financial crisis. You can spend funds gained from a personal loan in any way you like, from renovating your home to repairing your car. Most individuals prefer personal loans over others since they allow you to use funds in any way you want. Personal loans are unsecured in nature, meaning, you don’t have to place collateral or security in the form of an asset such as a house, car and etc. Due to this reason, interest rates of personal loans tend to be much higher than those of traditional secured loans.

Fixed Interest Rate: This type of interest rate means you have to pay a fixed amount of interest on the principal amount for the entire tenure. The interest and EMIs are calculated flat on the basis of principal, tenure, and the interest rate. This way, you would be paying a fixed amount of interest till your final EMI on the full principal amount, regardless of the amount you have already paid off. Reducing Balance Interest Rate: Under this method, a part of the EMI goes directly towards the repayment of the principal loan amount. It means that as you make repayments over time, your principal amount gets lower as does your liability. This means that the interest is calculated on the principal amount remaining, which is going down with every monthly payment. Under this method, you would have to pay less to repay the loan. Compared to a flat interest rate loan, your EMI amount will be lower.

Build credit scores. Your FICO score is commonly used in lending decisions, and small business lenders require a personal credit score for a loan application. If your business is more established, it will have its own credit score ranging from 0 to 100. Know the minimum qualification requirements. Meeting the lender’s minimum qualification requirements will make you a stronger candidate for receiving a loan from them. Some lenders are a little more flexible if you over-perform in one area while underperforming in a different area. The SBA has stricter requirements, while online lenders can be much easier.

What’s a good mortgage term? A mortgage term is the number of years that you and the mortgage lender have agreed that you will pay back the loan over. The longest mortgage term available is 40 years and the best mortgage term for you is dependent on how much you wish to pay each month and how much you want to borrow in total. It is important to complete a realistic budget so you can work out how much money you can put towards your mortgage repayments each month. Some people prioritise keeping their monthly payments low to help them pay for other commitments which might mean a longer mortgage term suits them better. Just remember, the longer you take your mortgage term for, the more interest you will pay as you’re paying your debt back at a slower rate. See additional information at needingadvice.co.uk.

Best NFT for sale expert: What We Provide: A wide variety of NFTs, including virtual goods like real estate, collectibles, collectible digital experiences, and music, are available on the inclusive and diversified marketplace known as NiftyOcean. Our goal is to establish a thriving creative economy where creators are fairly compensated, buyers can find something special, and authenticity is ensured. Our platform is made to be simple to use and open to everyone. We’ve made it simple for you to navigate, produce, buy, and sell on NiftyOcean whether you’re a seasoned digital artist, a newcomer to NFT collecting, or someone who is just interested about the world of NFTs. See extra info on NFT marketplace.

NFTs can represent ownership in a business, much like stocks—in fact, stock ownership is already tracked via ledgers that contain information such as the stockholder’s name, date of issuance, certificate number, and the number of shares. A blockchain is a distributed and secured ledger, so issuing NFTs to represent shares serves the same purpose as issuing stocks. The main advantage to using NFTs and blockchain instead of a stock ledger is that smart contracts can automate ownership transferral—once an NFT share is sold, the blockchain can take care of everything else.

Who Can Launch an ICO? Anyone can launch an ICO. With very little regulation of ICOs in the U.S. currently, anyone who can access the proper tech is free to launch a new cryptocurrency. But this lack of regulation also means that someone might do whatever it takes to make you believe they have a legitimate ICO and abscond with the money. Of all the possible funding avenues, an ICO is probably one of the easiest to set up as a scam. If you’re set on buying into a new ICO you’ve heard about, make sure to do your homework. The first step is ensuring the people putting up the ICO are real and accountable. Next, investigate the project leads’ history with crypto and blockchain. If it seems the project doesn’t involve anyone with relevant, easily verified experience, that’s a red flag.

Key Features of NFT : Digital Asset – NFT is a digital asset that represents Internet collectibles like art, music, and games with an authentic certificate created by blockchain technology that underlies Cryptocurrency. Unique – It cannot be forged or otherwise manipulated. Exchange – NFT exchanges take place with cryptocurrencies such as Bitcoin on specialist sites. Cryptopunks is a notable example of an NFT. It enables you to buy, sell and store 10,000 collectibles with proof-of-ownership.

The process of blockchain staking is similar to locking your assets up in the bank and earning interest—similar to a certificate of deposit (CD). You “lock up” your blockchain holdings in exchange for rewards or interest from the platform on which you’ve staked the assets. Many exchanges and platforms offer staking, with both centralized and decentralized options. You can even stake blockchain from some hardware wallets. The lowest risk option for staking would be to stake stablecoins. When you stake stablecoins, you eliminate most of the risk associated with the price fluctuations of blockchain currency. Also, if possible, avoid lockup periods when staking.

Regarding product launches, it’s beneficial to use email subscriber lists to reach existing customers and those that have perhaps signed up but not bought anything yet. Product launch emails for small businesses can help significantly widen the profit margins you make as a business during what is often a critical time for a new company. There are a lot of applications and tools out there that can help with creativity when it comes to marketing. Creativity is what will undoubtedly become more prevalent as we enter 2023. With so much competition and content to compete with, every piece of marketing you put out as a business must have the best chance of getting noticed and engaged.

Take a quick look at Bitcoin for an understanding of just how dramatic a return one could make in the crypto sphere. According to Coinbase, in August of 2012, a single Bitcoin was valued at $112+. At the time of writing in December of 2021, a single Bitcoin is valued in excess of $57,000. Naturally, as the first entrant into an area of tremendous and rapid innovation, Bitcoin is unparalleled in the marketplace both in terms of its value and its long-term viability. However, there are numerous prominent entrants into cryptocurrency that have seen a similarly rapid and dramatic rise from fractions of a penny per token to hundreds and even thousands of dollars per token in a matter of months or years. This means that you have the opportunity today to prospect any number of tokens at an extremely modest cost with the potential for rapid and robust growth. Find extra information at niftyocean.com.

Cryptocurrency represents a new mode of doing business that removes certain fees, regulations, and risks from the global e-commerce sphere. In doing so, the numerous different digital tokens that have emerged (many promoting their own innovations around the use of DeFi) have invited massive speculation and investment. In addition to the massive growth in value of the original cryptocurrency token—Bitcoin—countless other currencies have emerged and generated their own value.

Many see Bitcoin and other cryptocurrencies as offering protection against inflation. Bitcoin has a hard cap on the total number of coins that will ever be minted. So, as the growth of the money supply outpaces the growth in the Bitcoin supply, the price of Bitcoin ought to increase. There are numerous other cryptocurrencies that use mechanisms to cap supply and can act as a hedge against inflation. With all the benefits cryptocurrency has over fiat currency and other asset classes, it’s hard to argue there’s no value in using or investing in crypto. The utility provided by many cryptocurrencies is of great value to many people who value fast and secure transactions. And, it’s only going to grow more accessible over time with fewer technical hurdles. Combined with the benefits of diversification and the potential to hedge against inflation, the benefits of adding crypto or crypto stocks to your portfolio start to add up.

Sam McQuade CFO of Panterra Finance talking about fractional CFO benefits for AI in 2023: One notable trend we have identified in finance projects is the increasing popularity of fractional CFOs. A fractional CFO is an experienced finance professional (usually with at least three previous CFO roles) who brings extensive financial and business management expertise to companies on a part-time or project basis. The right time to hire a fractional CFO depends on a company’s stage of growth or financial tasks at hand. The benefits derived from hiring at the right time are many and long-lasting to a business.

Ability To Scale Finances Easily: As your business grows, you need someone to help keep up with the changing financial landscape. Growth means more transactions, additional expenses to keep up with production scaling, and more. A fractional CFO can provide the financial knowledge and expertise you need to scale your finances to fit the growth of your business. With strategic planning and financial analysis, you can ensure your business stays in the black as you scale up. Discover additional info at Sam McQuade CFO of Panterra Finance.

Do you want to hire your very first CFO or need interim coverage? We offer CFOs for immediate short term projects and longer term engagements. Flexible with fair pricing so you solve the needs of your business and don’t have to rush into a potentially very bad and expensive full time hire. Sam McQuade CFO is the Founder and CEO of Panterra Finance. This worldwide Financial Partner Solution services is a leading innovator in the new economy of scale offering a new executive suite model with the Fractional CFO and Interim CFO. The Panterra Finance team with expert Interim CFO executives and Fractional CFO services brings with it a global financial leadership team to the new world economy. Describing Panterra Finance in his own words, CFO Sam McQuade stated : As Founder/CEO of Panterra Finance, I am on mission to help guide businesses to achieve success through thoughtful strategic financial collaboration.

How Chief Financial Officers (CFOs) Work: The chief financial officer is a member of the C-suite, a term used to describe the most important executives in a company. Alongside the CFO, these roles include the chief executive officer (CEO), the chief operating officer (COO), and the chief information officer (CIO). Becoming a CFO requires a certain degree of experience in the industry. The majority of people who end up in this position have advanced degrees and certifications, such as a graduate degree in finance or economics, and the Chartered Financial Analyst (CFA) designation. It also helps to have a background in accounting, investment banking, or analysis.

Forecasting: Importantly, CFOs don’t only report what is — a significant part of their value to an organization is their ability to accurately predict likely future outcomes. That includes financial forecasting and modeling based not only on the company’s past performance but on internal and external factors that may affect revenue and expenses. The CFO is tasked with making sense of the various departmental level forecasts to create profit projections for the CEO and shareholders.

The option of working from anywhere in the world is another advantage of a DAO. In a traditional organization, you have to be physically present in order to participate in the organization. With a DAO, you can participate from anywhere in the world. All you need is an internet connection. There are many other examples of DAOs, and there are many different ways in which they can be used. The possibilities are endless, and it is up to the creativity of the developers to come up with new and innovative ways to use them.

Are you looking to expand your business overseas? Our experts are able to help you at any stage. We will first start by understanding your vision and global tax and cash strategy. Once aligned, we will help execute the financial, legal, compliance and talent solution activities to build your entity and team.

Understanding DAO: Now, suppose the same transaction happens on a decentralized network like the Bitcoin network. There is no central entity here. Both parties can interact with each other directly. The product is transferred from A to B, and $100 is transferred from B to A. This transaction is then recorded on a digital ledger which is available to everyone in the network. So there is complete transparency, and everyone knows that the transaction has taken place. This process of recording transactions on a digital ledger is what we call ‘blockchain technology.’ This is not limited to just financial transactions; it can be used to record any kind of transaction. Now that we know what blockchain is, let’s get back to DAO.

A CFO can improve the decision-making process by bringing facts, solid numbers, and asking the right questions. Another benefit to the business owner is the fresh perspective and insights brought by the CFO. This can have the added effect of making life a little less lonely for the entrepreneur. The CFO can be a sounding board and trusted advisor for new ideas and initiatives. Stakeholders such as investors, lenders and creditors react positively to the knowledge that a professional CFO has been retained. This takes on an added degree of importance when looking for outside investment, debt financing or positioning the company for sale.

Vision, Roadmaps and Business Plans are typically good collaboration processes, however alignment on meaningful strategy is driven by relationships and the CFO cannot over-communicate in this area. In an era of “greenwashing”, the CFO has a real opportunity to lead since success will ultimately be measured with scorecards and transparency. Sharing the Sustainable Story with financial support is the most credible way for stakeholders to see progress.

In these early years of creating innovations in the corporate C-Suite, Sam McQuade nurtured and created a maverick approach to new finance operations for Stryker as it broke through to the lucrative emerging markets in Central and Eastern Europe (CEE)). While approaching the markets in the growing economies of Poland, Czech Republic, Hungary, Croatia and Romania, Sam McQuade was recognizing the need for Interim and Fractional CFO’s for the avalanche of incubators and startup companies in these underdeveloped economies that were on the cusp of being integrated into modern International Finance systems and markets. Discover additional details on https://www.startus.cc/people/sam_mcquade.

Fractional CFOs can help companies: Develop detailed short-, mid-, and long-term financial forecasts; Prepare budgets based on forecasts; Analyze potential future products, services, markets, and customer segments. Helping Manage Growth: Fractional CFOs are also helpful in scaling a business, ensuring profitable growth as the business becomes more complex. This work involves reinventing the tools, processes, and vendor relationships the business uses to deliver value to an ever-growing and increasingly diverse set of customers. This is often called “bridging the chasm”, as most companies start to see declining margins and increasing headaches as they grow revenue past a certain threshold.

AI startups advantages when hiring a fractional CFO by Sam McQuade: ?Is A Fractional CFO Worth It? Startups can get overwhelmed with managing their finances on top of other responsibilities. Accurate, real-time financial data and strategic financial insights can mean the difference between make-or-break decisions. But, an in-house finance team with a CFO comes with a price tag of hundreds of thousands of dollars in salaries and benefits. A fractional CFO for startups provides the insight, expertise, and resources needed to keep your finances in order without needing a full-time team or a significant financial commitment. With their full range of services, you can rest assured that your finances are in capable hands. Find even more information on Sam McQuade CFO of Panterra Finance.

Fractional CFOs are most prominent at the third stage of growth, which is generally at the point where companies are well entrenched into their path of scaling. While this stage is typically the most optimal point of entry, as can be seen from the benefits of fractional CFOs, their adaptability may also prove advantageous for companies at other growth stages. It’s vital to consider the knowledge transfer opportunities provided by an experienced professional for building skills and culture within a financial function.

What Does a Fractional CFO do for a Company? Fractional CFOs most commonly partner with companies to help overcome financial challenges, achieve growth, optimize strategy, implement systems, raise capital, or navigate an audit or transaction. Overcoming Specific Challenges: Fractional CFOs are often brought into an organization when there are financial challenges that the company’s existing team does not have either the skills or manpower to overcome. In many cases, a company does not have an in-house CFO. In some cases, however, the company may have an existing CFO, and the fractional CFO acts as a partner or advisor or helps lead separate projects such as raising capital or navigating an audit.

Looking to hire your first CFO or wanting only some interim coverage? We offer CFOs for urgent short term objectives and longer term engagements. Adaptable with clear pricing so you cover your business and don’t have to get into a potentially very bad and expensive full time hire. Sam McQuade CFO has successfully scaled his decades old ideas into an innovative full-service Financial Partner Solution for incubators, startups, emerging business concepts as well as well-established international companies, corporations and organizations with the introduction of Panterra Finance. The Panterra Finance professional executive team members are equipped to provide an industry leading concept of an on demand Fractional CFO and Interim CFO during pivotal transitions.

Vision, Roadmaps and Business Plans are typically good collaboration processes, however alignment on meaningful strategy is driven by relationships and the CFO cannot over-communicate in this area. In an era of “greenwashing”, the CFO has a real opportunity to lead since success will ultimately be measured with scorecards and transparency. Sharing the Sustainable Story with financial support is the most credible way for stakeholders to see progress.

CFOs must also adhere to regulations such as the Sarbanes-Oxley Act that include provisions such as fraud prevention and disclosing financial information. Local, state, and federal governments hire CFOs to oversee taxation issues. Typically, the CFO is the liaison between local residents and elected officials on accounting and other spending matters. The CFO sets financial policy and is responsible for managing government funds.

Benefits of Having a CFO: CFOs guide the finance and accounting team and have a broad view of an organization’s financial health, allowing the CEO as well as peers including the CMO, COO and VPs of HR and sales to focus on their own goals and operational issues. While a CEO or COO may have a background in accounting or finance, they generally don’t possess the same level of technical acumen and experience that a chief financial officer brings to the table.

To make you understand it in simple words, let me explain it with an example. Suppose there is a website that allows people to buy and sell products. This website has a smart contract that governs how the transactions will take place. When someone wants to buy a product, they will send a request to the smart contract. The smart contract will then check if the person has enough money to buy the product. If they do, then the transaction will take place, and the product will be sent to the buyer. If the person doesn’t have enough money, then the transaction will not take place.

Selling your business or looking to buy others? Our experts can lead the deal and make sure that you have a thoughtful ownership transition. We are happy to provide second opinions on valuations as well so you have another perspective and feel better before your close the deal.

The last two to three decades have seen a paradigm shift in the lives of almost everyone. The Internet and the web particularly have given a whole new meaning to the way we communicate and interact with each other. Web1.0 was all about connecting people and devices. Web2.0 was all about connecting people with each other. Recent years have seen the development of Web3.0 which is an entirely different ball game. Web3.0 is all about connecting people with machines and devices to create a more efficient and trustworthy internet. This new web is built on the back of blockchain technology which allows for decentralization, transparency, and security. One of the most exciting applications of this technology is the DAO or decentralized autonomous organization. With everything Web3.0, some concepts are harder to understand than others for now. With increased adoption, they will enter the mainstream sooner.

Many small and mid-sized organizations employ a bookkeeper or controller who maintains the financial system and records transactions in an accurate and timely manner. The CPA produces the tax returns and some basic performance analysis quarterly and at year-end. However, this leaves a significant gap in terms of the information and management reporting available. Business owners and entrepreneurs may lack the critical financial information needed for informed decision making; and for external purposes such as presentations to lenders or investors.

Smaller companies, incubators and startups could not match the salaries that the full time CFO commanded on the world financial stage. The seeds for the concept of an Interim or Fractional CFO were planted in the mind of Sam McQuade almost 3 decades ago when he first entered the world of International Finance as an Entrepreneur Consultant in Geneva Switzerland after achieving his MBA/MA at European University. During this tumultuous time at the turn of the century on the international financial scene, Mr. McQuade was ahead of his time. He offered as needed financial consultation services for international behemoths the Swiss based Nestle Corporation and the US based medical device corporation Stryker. The focus of his services, which would years later be foundational in the concepts of Panterra was a new model in product development, manufacturing and marketing. Find additional information on https://www.plurk.com/samueledwinmcquade.