iPayTotal offshore high risk merchant account providers

It’s virtually impossible for eCommerce merchants to do their business without receiving payments from credit or debit cards. Before you can accept “plastic,” you need a payment service provider who acts as a link between you, banks, and credit card networks. A lot of financial service providers do business exclusively with low-risk businesses, who they consider as a low risk investment. That means businesses considered high-risk will have a very poorr selection of potential payment services to choose from. Any processor you approach will take a careful, detailed look at your business to determine if you fall under their definition of “high risk,” based on the financial risk your company represents.

Customer Support: Things happen. You never know when a small problem or bigger crisis will occur. Payments and uninterrupted cashflow to your business bank account are vital, so you want to make sure that you’ll have someone to help you out at any time. Remember that you’re running a business, and any downtime with your equipment or systems can mean less money for you and your business. Whether you’re able to call in or receive some type of help via chat, you should make sure that fast customer service will be available for you. The ideal situation would be to make sure that you have a dedicated account manager’s contact who is available for you at any given time.

Host Merchant Services is a Newark, Delaware-based merchant account provider that is well-suited for most general business types as well as domestic high risk merchants. The company’s products and services include point-of-sale solutions (with specific packages for the restaurant, salon, professional service, and contractor sectors), online marketing tools, an online payment gateway and virtual terminal, mobile credit card processing, gift and loyalty programs, merchant cash advance, and offshore merchant accounts. Host Merchant Services specializes in e-commerce businesses and provides a free website and email address to new merchants who require them. The company has received exclusively positive feedback on public forums, with most reviewers singling out the company’s customer service for praise.

High risk payment platform in 2019. This is a hot subject as more countries open up to new services. High-risk merchant accounts are a collection of financial services that offers businesses to receive card payments from customers. Credit card processors assign merchants to one of two categories: high risk or low (normal) risk, based on a number of factors. High-risk merchants face limited options in processors, plus higher fees and strong binding contracts. Being named as high-risk looks bad. But in some cases, it can be your only option. We have been discussing about diverse aspects of the high-risk merchant account business for many months and have probably reached on most, if not all, of the most decisive problems. Here are some more tips on high risk merchant account processor. Read more details at High risk merchant account specialists.

PaymentCloud serves a range of business types–including high-risk merchants–with a reported 98% approval rate for new merchants. Pricing is based on business history, and the company has no application or account setup fee. We worked with all of the high risk credit card processors, to be able to compare and a very good choice is iPayTotal. They cover all business types, have a vast experience in the field, fast customer support and low fees.

Costs associated with maintaining a merchant account include both processing rates and account fees. Processing rates are assessed on a per-transaction basis, while account fees are billed monthly or annually. Ordinarily, we recommend an interchange-plus pricing plan for processing rates over a usually more expensive tiered pricing plan. As a high-risk merchant, however, you will have a harder time getting approved for interchange-plus pricing. It’s still worth asking for during the negotiation process, though. Likewise, you can also expect to pay higher fees than a non-high-risk merchant would.

We specialize in providing offshore merchant account and third party merchant account payment solutions to international businesses.Large, safe, financial institutions in Asia, Europe or the Americas will hold your bank account and process your credit card transactions. Credit card transactions are authorized within seconds and automated receipts are sent to the merchants and customers simultaneously. We are a team of like-minded people who do business, generate ideas and realize them. At iPayTotal, we combine our technical skills with our simple, straightforward approach. Regardless of whether you require a start-up merchant solution, a subscription account, a pharmacy merchant account, a travel merchant account or set up an offshore merchant account, iPayTotal can help you set up with lowest rates and no hassles for your high risk businesses for your high risk merchant account.

IPAYTOTAL LTD
Company Address: 60 Windsor Avenue London, England SW19 2RR
Company Website: https://ipaytotal.com/.
Support Email: support@ipaytotal.com
UK Tel:+44 800 776 5988
US Tel:+1 845 215 4017
Company # 11357725

Cash for apartment in Omaha

House buying in Omaha tricks. .

In this day and age, paying for a house with cash is becoming increasingly popular. Whether you are a buyer or seller, there are a number of reasons as to why cash transactions can be favourable, but it is entirely dependent on your specific needs. Like with anything, when buying or selling a house to a cash buyer, there are pros and cons. It is fairly self-explanatory, but if you wish to buy a home outright, you must make sure you still have enough money to cover other living costs, such as food, drink and any house bills. If you have the funds to buy a house in full and will still have enough disposable income left over, it may be a great financial move for you.

But all of these home value increasing picks cost time and money. Maybe you want to move on with your life? There are real estate firms that are specialized in buying houses as they are, at a fair value, so the former owner can move on. Where you can move? Blair’s family-friendly atmosphere is reflected in its excellent school district, which features a high degree of parent involvement. Blair Community Schools maintain the highest level of accreditation available from the state of Nebraska, ensuring students receive a quality public education. Due to the desirability of the area and its proximity to the enhanced employment opportunities available in the region, homes in Blair have retained their value well during recent economic downturns. The average listing price is in the low to mid $200s, though bargains can sometimes be found in distressed properties or fixer-upper opportunities. Blair offers families a rural lifestyle within a stone’s throw of the big city, making it an appealing choice for home buyers in the region.

Because many cash buyers intend to repair and resell such properties, you might be able to cut a short-term lease-back deal to remain in the home if that’s suitable for you and give the new owner an income stream while he or she tends to repairs or other projects. Buy-and-hold investors purchase homes and convert them into rental properties. Within the buy-and-hold category, you have individual investors who purchase and rent out properties for passive income. On a larger scale, there are institutional investors that purchase at a minimum 10 rental properties per year, the quintessential example being Invitation Homes, a subsidiary of Blackstone that operates in 17 markets across America. See more info at Cash for homes in Omaha.

Invest in crypto with the most profitable crypto trading platform in 2019

Crypto is hot in 2019, everyone wants to make money in crypto. There are many online platforms, we will talk about a few of them at introduce you to the hottest crypto trading platform in 2019 , bitradecrypto.com.

Bitbuy.ca is a Canadian owned and operated digital currency platform. Originally founded as InstaBT in 2013, the company’s mission is to provide convenient, dependable and secure access to Bitcoin and other digital currencies. Customer service, ease of use, and quick turnaround times for deposits and withdrawals are pillars of this platform. They cater to beginners as well as experienced traders, and are one of Canada’s quickest growing buy/sell platforms. A great choice for users looking to buy and hold crypto, or users looking for a reliable on-ramp to turn their fiat into crypto quickly and easily.

Originally launched in China, Binance moved to Malta in 2019. It is considered to be the world’s largest crypto asset exchange by trading volume, and although the exchange was launched only in 2017, it’s managed to gain the trust of millions of investors, quickly becoming a top contender within the cryptocurrency exchange world. Thanks to the extra security steps, like anti-phishing code, PCI Scanning, Secured Sockets Layered encryption technology, pseudonymisation, internal data access restrictions (amognst others) it’s really no wonder why it’s considered a trustworthy exchange. Such precautionary safety features aim to protect the customer’s funds as well as personal information from unauthorized personnel, further putting their client’s mind at rest.

Our pick for 2019 is bitradecrypto.com , a new solid crypto trading and investing online platform. See more info on crypto currency trading platform.

Overview :
1. More than 20 countries worldwide started joining the network
2. You can make daily profit upto 1.5%
3. 200%-300% profit on every activation.
4. Make referral income upto 3 level.
5. Daily withdrawal of your profit
6. Coins accepted BTC/BCH/ETH/Dash and Perfect Money/Payeer

Headquartered in London in 2019, bitradecrypto.com LTD is already becoming the Panam’s fastest growing trading company. Our name is synonymous with effective and profitable trading solutions where our investors need little to no trading experience at all. With bitradecrypto.com LTD, investors choose one of our four simple investment plans, make a deposit and sit back while our experts go to work. They can withdraw their profit any time and schedule withdrawals quickly and easily through our website. If you have been looking for an easy to use investment platform, choose bitradecrypto.com LTD now and let our professionals help you choose an investment plan that meets your needs today!

bitradecrypto.com LTD investment project is a product of careful preparation and fruitful work of experts in the field of mining, highly profitable trade in cryptocurrencies and online marketing. Using modern methods of doing business and a personal approach to each client, we offer a unique investment model to people who want to use cryptocurrencies not only as a method of payment, but also as a reliable source of stable income.

The bitradecrypto.com LTD is modern investment program who owned by bitradecrypto.com LTD based in the United Kingdom. Our Corporate Headquarters is located here: 21 Kensington High Street, Kensington, London, United Kingdom, W8 5NP . Company registration number is NO.111222333.You can I check the company Companies House The bitradecrypto.com LTD offers high-return investing in the Forex, digital currency known as Bitcoin, stock market and Fintech start-ups. Our company is constantly evolving, it improves its marketing components and creates new investment proposals. All this makes the bitradecrypto.com LTD an industry leader and to be able to adapt to the constantly changing market conditions. Join us on https://www.bitradecrypto.com/ or check more details on our Bitradecrypto Facebook Page.

Become a freelancer and work tasks from home

Earn money as a freelancer, this is a very trendy topic in 2019. With the internet connecting anything a lot more jobs can be completed from home. People are becoming very interested in working from home, to save transport time and earning extra income from home.

As a Fancy Hands virtual assistant, you get paid to make phone calls, schedule appointments, complete data entry, and more. The tasks are unique and change frequently. For example, you may be asked to cancel a client’s cable service or find hotel prices for them. You can set your own hours, so the gig is 100% flexible. Fancy Hands is one of the most well-known virtual assistant companies. The company started as a simple service run by one man, founder Ted Roden. In 2010, Fancy Hands began hiring virtual assistants across the country. The company has since been praised by Mashable, The New York Times, Forbes, and dozens of other news outlets.

Zirtual is a company that matches clients with dedicated virtual assistants. It hires US-based virtual assistants to help clients with a variety of projects and tasks. You’re responsible helping the client to manage and organize their projects and other tasks. Contemporary VA assists business owners, entrepreneurs, consultants, coaches and a range of other clients by pairing them with virtual assistants and online business managers. Read more details at Become a virtual assistant.

Guru takes the same approach to creating a freelancer platform as Upwork, but with a few differences. While Upwork’s sliding commission fee drops from 20% to 10% to 5% depending on your earnings per client, Guru’s scales down from 8.95% to 4.95% depending on your membership level. And while Upwork gives all users 30 free bids a month, Guru only allows for 10. However, you can buy more bids if you need them. You can find the commission fee tiers and bid purchase prices here. Another thing to bear in mind is that while Guru Basic is free, the other membership plans range from $107.40 to $479.40 per year.

Manage your time effectively. You’ll notice that almost every company on my list mentions time management. It’s a very necessary skill for any virtual assistant. It can also boost your hourly income for task-based pay. There are free time management tools such as Toggl that help me in my work from home position.

Become a Virtual Assistant and start getting paid for doing general freelance work, tasks and projects from home on behalf of companies. Choose the tasks and projects that suit you Work whenever you wish, from anywhere with an internet connection Suitable for any age, ability or background click here to start. Source: https://earncashweekly.site/.

Looking for work-from-home programs?

Working and making money from home can be a dream, but it can also be the real deal that changes your life. You can be skeptical of the methods of earning money by working at home, but they do exist. Here are some of them :

If you really want to cut the employer cord, or don’t have an area of expertise or desire be a contract worker or freelancer, you can start a business. Many people are scared off by the complexity of starting a business, but while there are a lot of steps, they can be fairly easy to implement. In fact, you can have a business up and running within a month. Businesses are usually divided into product-based and service-based. In product-based business, you sell a tangible good, such as gift baskets, craft goods, or an invention you made. However, the internet also provides for the sales of digital goods, as well. A service-based business involves providing a service, such as home cleaning, childcare, or digital design.

Who knew you could be paid to listen to music? Slicethepie is the largest paid review site on the internet that pays you to listen to music and write detailed reviews. How much you’ll earn per review varies by the quality of your review. A.k.a. the more detailed and constructive, the better. The minimum payment is $10, so once you’ve reviewed enough songs to earn at least $10, your money will be sent to you via a direct payments on PayPal.

Identify what needs to get done every day and make sure to do it. “As long as I have a plan on how to complete the list of daily tasks on my personal to-do list, it doesn’t matter if or how I may be interrupted, as long as I get things done by the end of the day,” says Michael Pesochinsky, VP, GC and CTO of Great Neck, New York-based GovernmentBargains. Use the cloud. Klaus Sonnenleiter, president and CEO of Franklin Lakes, New Jersey-based PrintedArt, insists that important documents need to be uploaded to a cloud storage service such as Dropbox or Google Drive. “This way you can log in from anywhere and never need to worry about having your files with you,” he says. Read extra info at Earn A Regular Income From Home.

Upwork is one of the largest all-in-one freelance platforms. It’s free to join and you can bid on up to 30 projects each month plus receive invitations to interview for other job proposals. You can connect with clients for nearly any online task including freelance writing, graphic design, data entry, customer service, computer coding, translation, and legal services. There is a 10-day holding period from the time the client approves your work (milestone) to when you can collect payment. Once your available balance is at least $100, you can request payment via direct deposit or PayPal.

Loan services guide

Do you need money for many reasons ? Looking for va loan advices? For a business owner with a realistic vision and understanding of where their business stands, securing a commercial real estate loan is possible. Business owners should also plan to do their due diligence and research by looking at different lenders to see how they fit their unique needs. After a thorough review of the lenders and what they can offer — from rates to loan to value to fees — you will be on your way to setting the stage for your business’s next act.

Fees associated with personal loans. In addition to interest rates, there are other fees associated with a typical personal loan such as; An application fee to cover the expenses incurred while processing the loan application such as credit report fees, man hours spent validating your application and etc. An origination fee or loan fee that’s charged upon receiving the approved funds. This is often a percentage of the total loan amount, usually between 1%-5%. A late payment fee that’s charged when you don’t make the monthly payments on time. Most lenders charge a flat-fee but some may set it to be a certain percentage of the payable monthly amount. Read extra info at Commercial real estate loans.

Assessment of the Total Cost: Interest is not the only cost associated with personal loans. Some other types of costs include prepayment charges, penalties, and processing fees that you must take into account as well. Assessing such costs will allow you to plan and manage your personal loan better. Interest Rates: Personal loan interest rates are usually high, starting from 11.49% to going as much as 25%. But there is more to it. You will need to ask about and understand the nature of the rate of interest. Most banks offer fixed interest rates but some also offer a reducing balance interest rate. This can significantly affect your monthly EMI to repay the loan.

When the company directors don’t have commercial security to offer, the lenders will ask for a personal guarantee. These documents allow the using of a personal asset to secure a commercial loan, commonly a family house. While personal guarantees are now standard practice and facilitate much needed finance, they should also be used with caution and always with full understanding of the potential consequences. If the business should other default on the loan, or become insolvent with the loan outstanding, the personal guarantor’s property will be sold. While the limited company structure commonly protects directors from the fallout of business insolvency, with its clear separation between corporate and personal debt, personal guarantees are specifically designed to surmount these laws and breach the corporate veil.

Mortgages for bad credit could let you buy a home even if you have had financial difficulties in the past. Here is how to get a mortgage with bad credit. Mortgages with no deposit are not offered unless you have a guarantor named on the mortgage too. However, it can still be possible to get on the property ladder if you have a very small deposit saved; this guide explains how. Self employed mortgages are for if you run your own business or have an income that is hard to prove to lenders. Here is how to get a self-employed mortgage. Commercial mortgages let you buy property for your business or as an investment. Here is how to get a mortgage for your business. Mortgages for older borrowers could accept you even if you are over the maximum age specified by most lenders; here is how to find one.

Greenlight Funding provides low-interest affordable loan programs for home and commercial real estate. Loan programs available up to 100% financing. Fixed and adjustable rates for single and multifamily real estate, construction loans, fix and flip and business loans from SBA and private lenders. We cater to homeowners, real estate investors, and business owners and are dedicated to helping you to fulfill your goals. Call us at 917-722-1761 and get your prequalification today. Are you looking to refinance? Use the form within the contact to inquire our rates. Then fill out our short application to see if you qualify and obtain a pre-approval letter.

Business Name: Greenlight Funding, Manhattan
Web: https://greenlightbiz.com/
Address: 99 Wall Street, Suite 1605, NY, NY 1005
Tel: 917-722-1761
eMail: info@greenlightbiz.com

TechBank offers a highly secure Crypto wallet service

TechBank is licenced & regulated European financial institution, a crypto exchange is licenced by Financial Intelligence UNIT (FVR000419), also operates a highly secure Crypto wallet service (Licence No: FRK000341), issues multicurrency CRYPTOBACK cards (Patent App No: GB1719487.9) and operates from its corporate offices in London & Estonia. Open a beautifully simple app-based global crypto account in minutes not days. We’re all about giving back! When you shop at your favorite brands through TechBank, we receive a commission and share it with you as Cryptoback in Bitcoin & CCRB.

Cryptocurrency is a current days El Dorado, a market that offers huge profit making opportunities. But it’s also extremely risky so before you jump in it’s better to be educated. Here are a few tips if you want to buy cryptocurrency online in 2019. To start investing in Bitcoin and other cryptocurrencies you first need to with an exchange which will allow you to buy cryptocurrency with paper money. An exchange is basically an online platform that enables anyone to buy and sell Bitcoin as well as any other cryptocurrency that they have traded.

BYE BYE Cashback & Loyalty Points ? Isn’t it about time that you were able to join an advance ‘Cryptoback‘ program & enjoy unlimited global benefits? Earn cryptocurrency while you shop at your favourite brands. Redeem it, gift it, cash it, trade it – or build your crypto portfolio.

How do they work? You really do not need to deal with a third party when it comes to cryptocurrencies. Cryptocurrency gives people a sense of security and confidence. Low cost. It is not necessary to disburse money to exchange cryptocurrencies. All you need to be able to carry out transactions is your cell phone and a basic knowledge of cryptocurrencies.

Consider Diversifying. With the above advice in mind, there is nothing worse than getting frustrated with BTC, moving to ETH / alts and missing a BTC price spike, then moving back into BTC and missing the ETH spike. This is very easy to do given the rotation, and the natural urge to “FOMO buy.” If you have some of your funds in all the coins you trade, you’ll avoid missing out on a unicorn (a term one can use to describe an odd event, like a giant price spike in a short amount of time). If you diversify, especially when prices are low across the board, you’ll avoid some of the urge to jump into one coin mid or late into a run and out of a coin just before it goes on its run. In other words, although it isn’t the most profitable tactic, diversifying is good for one’s sanity in a number of important ways.

TechBank handles all KYC/AML verification requirements and is licensed to handle customer’s crypto assets. We provide a regulated crypto custodial wallet service and fiat to crypto trade. All you need to do is do what you do best, provide the best software platform to exchange Crypto to Fiat and vice versa. Cryptocurrency arbitrage allows you to take advantage of those price differences, buying a crypto on one exchange where the price is low and then immediately selling it on another exchange where the price is high. Read extra details on Buy, sell and exchange crypto currencies.

A lot of Altcoins end up losing value over a certain period of time, sometimes in an unusually short period of time. It is, therefore, paramount to understand that whenever you hold an altcoin for the long term, be careful not to hold on to them for too long. One of the best measures of coins that are perfect for long-term investments is the daily trading volumes. The higher the daily trading volume, the more suitable an asset is for long-term investments. If you’re thinking of going long term with cryptocurrencies, consider investing in some of the following coins: Ethereum (ETH), Factor (FCT), Monero (XRM), and Dash. These have decent trading volumes on various exchanges around the world.

Some investors, mostly beginners, want to make 20 trades a day. This is dangerous. Ultimately, many of them lose from fees or because they make bad trades a mistake and then trade more to recover their losses. Only to dig a deeper and deeper hole for themselves. The reality is that there aren’t 20 good trading opportunities in a day. Trading too much leads to poor decision making.

Exchanges provide you with information on how many (or how much of a) Bitcoin you can buy for specific sums of money. However, due to its volatile nature, Bitcoin prices can vary dramatically by exchange and from moment to moment. That means that even if you have a lot of money to burn, you’ll probably be buying a fraction of a Bitcoin. There’s nothing wrong with that and for most people is the route they’ll go down as few but the wealthy can afford more than that.

TechBank is a European headquartered licensed financial institution that avails you with services including a pre-paid crypto linked virtual card, cryptocurrency exchange and peer-to-peer market place. TechBank OÜ (14440607) is licensed by, Financial Intelligence UNIT. TechBank Crypto exchange (License No: FVR000419) & crypto wallet service (License No: FRK000341) Estonia. We’re not a bank we are fully licensed to handle customer’s crypto assets and handle crypto to fiat and fiat to crypto trades. We operate from our corporate offices in Estonia. Source: https://techbank.finance/.

For a full presentation please check https://docs.google.com/presentation/d/1B83NYRoJV1bf53iKMv-QA8DpfAnLj0lFrr2vTxdaMh0/edit?usp=sharing.

Cheapest loans advices

Do you need money for many reasons ? Looking for lending programs guide? Interest rates: The interest rate should be affordable for a business owner. Hard money lenders have higher rates than traditional commercial real estate loans but are easier to obtain. Identify a solution that is most feasible for your business’s needs.

Why are you seeking a personal loan? Is it to renovate your house? Is it to repair your car? or is it for an event such as a wedding? Knowing exactly how the funds will be spent will help you narrow down potential lenders. Not all lenders give you the freedom to use their funds in any way you like. Some lenders tend to limit or restrict the use of funds for certain purposes. For example, Payoff only allows funds to be used for credit card debt consolidation. See extra info on Property refinance.

Flexibility: Personal loans are flexible in nature. You are under no obligation to use the loan amount in a specific way. You can use it for supporting your business expenses, go on a vacation, pay for a wedding, make a major purchase, or renovate your home. Such flexibility from personal loans makes them a preferred choice for a number of situations, especially where unexpected expenses arise. Though they are a lucrative tool for personal financial needs, personal loans can potentially land you in serious debt and associated troubles. We have compiled a list of the important factors that should be considered before applying for any type of personal loan.

The classic security for a loan is property, but in fact a wide range of things can be used as loan collateral. These include equipment, vehicles, inventory, accountants receivable and even old fashioned cash although this is a rarity. Both residential and commercial property can be used, as well as agricultural land. Even the open market value of the business itself can be used as security in some instances. Loan providers will perform their own independent valuations of the collateral you’re offering. You can still sell the asset you’ve offered as collateral during the running of the loan, but only if you’ve got another form of security to offer in its place.

What is a mortgage? It is a loan from a bank or building society that lets you buy a property. You then pay back the amount you have borrowed plus interest over a period of around 25 years, although you can take them out over longer or shorter terms. The mortgage is secured against your property until you have paid it off in full. This means the lender could repossess your home if you fail to repay it. You can get one either on your own or held jointly with one or more people.

Greenlight Funding is a full service loan servicing firm offering a variety of consumer and commercial loan products including multi-family, business acquisition, rental property, working capital, construction, fix and flip loans, and residential mortgages. We are dedicated to helping you throughout the process. Submit your inquiry today and see how much lower our rates are than the big banks. Then fill out our short application to see if you qualify and obtain a pre-approval letter.

Business Name: Greenlight Funding, Manhattan
Web: https://greenlightbiz.com/
Address: 99 Wall Street, Suite 1605, NY, NY 1005
Tel: 917-722-1761
eMail: info@greenlightbiz.com

Investment tips

Top tips for how to multiply your money. Where you should invest depends on why you are investing, over how long and the amount of risk you are willing to take. When investing on a monthly basis, it is best to have a clear understanding of what you are actually saving the money for. If your aim is to build up emergency funds or you’re saving for something specific and expect to spend the money within the next three to five years, savings accounts and cash individual savings accounts (Isas) are probably the best way to go. You should aim to make regular deposits into a cash Isa, where all interest will be paid tax-free. Justin Modray, director of Candid Financial Advice, says the golden rule is the same however much you invest: make sure you don’t bite off more risk than you can chew.

Peter Lynch famously spoke about “tenbaggers”-investments that increased tenfold in value. He attributed his success to a small number of these stocks in his portfolio. But this required the discipline of hanging onto stocks even after they’ve increased by many multiples, if he thought there was still significant upside potential. The takeaway: avoid clinging to arbitrary rules, and consider a stock on its own merits. There is no guarantee that a stock will rebound after a protracted decline, and it’s important to be realistic about the prospect of poorly-performing investments. And even though acknowledging losing stocks can psychologically signal failure, there is no shame recognizing mistakes and selling off investments to stem further loss.

The answer is by buying an index fund. Index funds are the best friend of the passive investor who want an easy way to invest in the market. An index fund is a type of fund with a portfolio constructed to track a certain index. Index funds can track the return of the S&P 500, Dow Jones, or NASDAQ. Index funds can either be exchange traded funds or mutual funds that hold securities in a given market. A S&P 500 index fund will buy shares of the 500 largest companies in the United States and will track the movements of the Standard and Poor’s 500 index. This fund will replicate the performance of the S&P 500 index. If the S&P 500 index is up 10 percent for the year then a fund like the Vanguard S&P 500 index or the iShares S&P 500 index should be up approximately 10 percent as well. Read more on Easiest Way to Invest Money.

Not many small investors begin their investment journey with US Treasury securities, but you can. You’ll never get rich with these securities, but it is an excellent place to park your money—and earn some interest—until you are ready to go into higher risk/higher return investments. Treasury securities, also known as savings bonds, are easy to buy through the US Treasury’s bond portal Treasury Direct. There you can buy fixed-income US government securities with maturities of anywhere from 30 days to 30 years in denominations as low as $100. You can also use Treasury Direct to buy Treasury Inflation Protected Securities, or TIPS. These not only pay interest, but they also make periodic principal adjustments to account for inflation based on changes in the consumer price index.

Many good investors stress the importance of diversification. But Warren Buffett tends to disagree with the idea. Buffett says that diversification is for people who don’t know much about investing. An experienced investor should choose stocks on a long-term basis and should have faith on his/her investments. Some investors diversify their portfolios because they are afraid that any one stock might sink their entire portfolio; but, while doing so, it becomes much harder to keep track of the current events impacting each company. So, by diversifying, they might reduce the volatility of their portfolio, but at the same time they reduce their focus on individual investments. Buffett waits for opportunities to buy good stocks, and when those opportunities come his way, he takes full advantage. According to Buffett, “When it’s raining gold, put out the bucket not the thimble.”

About MultiplyMyMoney : I have more than 12 years of experience as an independent and personal financial and investment consultant. I used to run a financial blog called BuylikeBuffett which provided insight on investing, saving, money management, and all things finance. I am also the author of Your Financial Playbook: A Guide To Navigating The World Of Personal Finance a financial guide written to inform the beginning investor about the basics of the market. I decided to start a new site because I receive a great number of questions about financial topics on a daily basis. I figure that this would be a great way to answer those questions and increase financial literacy. I also figured it would be a good platform to write articles on everything from teaching how to get rich, explaining the basics of cryptocurrency, to detailing ways of rebuilding your credit score. I was the founder and president of New Horizons Financial Management, LLC, and was a registered investment advisor. New Horizons was an independent investment advisory asset management and personal financial consulting firm offering investment advisory services to high net worth individuals. Read more info on Learn how to multiply my money.

Collection agency & debt collection financial services provider

We have been talking about diverse points of view of the high-risk merchant account business for years and have almost sure touched on most, if not all of them, of the most decisive problems. Here are some more advices on high risk merchant account services.

High-risk merchant accounts are a subset of finance services that offers firms to receive card payments from clients. Credit card processors assign merchants to one of two categories: high risk or low (normal) risk, based on a number of factors. High-risk merchants face limited options in processors, plus higher fees and strong binding contracts. Being labeled as high-risk sounds bad. But in some scenarios, it can be your only option.

It’s practically not possible for commerce merchants to do their business without accepting credit or debit cards. Before you can take “plastic,” you need a payment processor who acts as a liaison between you, banks, and credit card networks.

A lot of financial processors do business exclusively with low-risk merchants, who they consider as a safer investment. That means businesses considered high-risk will have a very poorr selection of potential processors to choose from. Any processor you approach will take a careful, detailed look at your business to determine if you fall under their definition of “high risk,” based on the financial risk your company represents.

Here are some high risk credit card processors : The experts at PayKings can help merchants set up a low- to high-risk merchant account that delivers affordable merchant services, online credit card payment processing, and seamless integration with the merchant’s existing platform.

Founded in September 2018, Card Z3N is a Las Vegas-based merchant account provider that serves both standard-risk and high risk merchant sectors. The company offers a wide range of retail and e-commerce solutions for most business types, including adult, auto parts, collections, credit repair, diet programs, e-cigarettes, electronics, extended warranties, fantasy sports, financial services, firearms, online furniture sales, multi-level marketing, nutraceuticals, online gaming, precious metals, self storage, and travel.

We worked with all of the high risk credit card processors, to be able to compare and our pick was HRMA-LLC. They cover all business types, have a vast experience in the field, fast customer support and low fees.

Do you have a business related to Tech support for pc computer ? HRMA-LLC can help you. Read more info on Best high risk merchant account.