Mytrendingstories.com offers recommendations about protecting yourself from online scam? Free trial offer! (Just pay forever) How it works: You see an Internet offer for a free one-month trial of some amazing product—often a teeth whitener or a weight-loss program. All you pay is $5.95 for shipping and handling. What’s really going on: Buried in fine print, often in a color that washes into the background, are terms that obligate you to pay $79 to $99 a month in fees, forever. The big picture: “These guys are really shrewd,” says Christine Durst, an Internet fraud expert who has consulted for the FBI and the FTC. “They know that most people don’t read all the fine print before clicking on ‘I agree,’ and even people who glance at it just look for numbers. So the companies spell out the numbers, with no dollar signs; anything that has to do with money or a time frame gets washed into the text.” That’s exactly what you’ll see in the terms for Xtreme Cleanse, a weight-loss pill that ends up costing “seventy-nine dollars ninety-five cents plus five dollars and ninety-five cents shipping and handling” every month once the 14-day free trial period ends or until you cancel. Avoidance maneuver: Read the fine print on offers, and don’t believe every testimonial. Check TinEye.com, a search engine that scours the Web for identical photos. If that woman with perfect teeth shows up everywhere promoting different products, you can be fairly certain her “testimonial” is bogus. Reputable companies will allow you to cancel, but if you can’t get out of a “contract,” cancel your card immediately, then negotiate a refund; if that doesn’t work, appeal to your credit card company. Not all websites will lose you money–Youtube can make you a fortune.
Trending news with Mytrendingstories writing platform: Stay Vigilant. You’ll want to keep a close eye out on your credit and financial account statements so you can alert your financial institution as soon as possible if anything appears amiss. If you’ve spent time job searching online lately, it might seem like there are as many scams as legitimate job openings on the job boards. The Better Business Bureau reports that job scams are on the rise and are the No. 1 riskiest scam in terms of prevalence, likelihood of losing money, and monetary loss. Each year, about 14 million people are exposed to job scams. Victims lose more than $2 billion per year, not counting the value of their time or the emotional impact of being defrauded. To safeguard yourself, it pays to learn as much as possible about employment scams.
MyTrendingStories anti-scam advice: “The phone scams keep on coming — here are tips on how to avoid them” was the headline of a recent Boston Globe consumer protection column. Tips to avoid scams? Nice in theory, but with so many scams coming from so many directions, your best bet is to be generally aware of the new twists out there while you actively prepare for what you’ll do if one day you’re on the receiving end of a threatening message that actually makes you anxious or even terribly frightened. Talking to a local businessperson the other day, the “Professional Photographer/Copyright Infringement” scam came up. An email arrives filled with threats of legal action and a link the recipient is supposed to click to see the supposedly outrageous “copyright infringement” for themselves. This gentleman had just gotten the “Professional Photographer/Copyright Infringement” email again that morning, but he was not alarmed because he’d seen it about three times before. Find even more information at https://mytrendingstories.com/harjinder-surjeet/protect-seniors-against-cybercrimes-and-scams-dazcgi.
Mytrendingstories teaches how to escape scams: If you receive an email from a major shipping service such as FedEx claiming that your package is delayed or there is a problem with your order, this might be a phishing scam. Typically, this kind of email will ask you to click on a link for more details of the purported problem. But clicking the link can result in downloading malware that hackers use to take information from your computer. Rather than click on the link, you should visit the shipper’s website directly and use your tracking or order confirmation number to verify the status of your package, according to CNBC. Reputable retailers will typically have a summary of who they are in an “About Us” section where you can check out the company’s background, values and mission. Legitimate companies also typically have a “Contact Us” section where shoppers can send service complaints and questions.
Fake calls from someone pretending to be from the Financial Ombudsman Service asking for personal financial details. The ombudsman will never call you out of the blue to ask for information – it’ll only be in touch if you’ve got a case with it already. You can find out more about financial scams on the Financial Conduct Authority’s website or for scams in general, see the Metropolitan Police’s Little Book of Big Scams, or the Citizens Advice website. Web security has come to the fore in recent years with major hacks resulting in millions of users’ account details and sensitive info being put at risk. Fortunately there’s a quick, free and easy way to check if your details have been compromised. The website HaveIBeenPwned? (‘pwned’ is geek-speak for being made a fool of – it’s pronounced ‘poned’) allows anyone to check if their accounts have been compromised in a number of known data breaches in recent times. Go to HaveIBeenPwned? and enter your email address. Enter the address you use at any sites you’re concerned may have been hacked – for example, the one you usually log in to LinkedIn with. It’ll tell you if your account’s been compromised. You’ll be shown a list of breaches you were ‘pwned’ in, with some background info on the hack, plus what data was compromised – eg, email address, password, date of birth, etc. Find additional information at mytrendingstories.com.